01327 350 314

24 Brackley Road, Towcester, NN12 6DJ

Long Term Care

Long Term Care insurance provides the financial support you need either yourself or for a loved one who is suffering from an illness or find themselves unable to perform everyday tasks due to frailty or disability.

Benefits can be paid tax-free, if paid to a registered care provider and taxed if paid direct to the plan holder.  They can also be arranged to keep pace with the rising cost of care.

Government benefits may not be enough to pay for the full cost of long term care.

If you are already retired, or nearing retirement, it makes good sense to take advice to ensure that your affairs are in order – for example, arranging your Will or a Power of Attorney.  It also makes sense to ensure your savings, investments and other assets are in order in case you or your partner may need long term care in the future.

If you are of working age, you are in the best position to plan for your future care needs. One in three people will require care so the chances are one of them could be you. Saving while you earn through investment or savings plans such as deposit accounts, ISAs, National Savings Accounts and your pension will help with the cost of long term care in later life.

What our clients say

Having used Financial Advisers over many years it was somewhat refreshing to be recommended to Mclay James. The service was excellent and their straight forward understanding approach was very helpful in solving our issues

We would certainly recommend them on.

Mr and Mrs H of Towcester

“Very many thanks for all you do for us – above and beyond the call of duty!”

Mr & Mrs S of Brackley

“Thank you. A comprehensive and efficient service”.

Mr A of Silverstone

“Mclay James have proven to be as good as their word in providing excellent service standards with professional advice. Strongly recommended”.

Mr C of Northampton

“Received fantastic advice over and above our expectations. They took the time to understand our situation and provided the solutions which we did not fully appreciate until later. Very thorough and professional and we have recommended them on to our family”.

Mr & Mrs R of Towcester

“Having dealt with Colin and the investment team over many years through some pretty turbulent market conditions I can honestly state Mclay James have provided an outstanding service with high professional standards”.

Mr T of South Northamptonshire

“Just a quick note to thank you for your reassuring letter of 1st October 2021. It was kind and thoughtful of you to take the time to write. I feel fortunate to have you to advise me about ‘eggs in baskets’ ”.

Ms A of Hitchin

“My wife and I would like to register our sincere thanks to Mclay James Ltd and in particular Colin Reid, for the outstanding service and advice we have received. I cannot fully express in words my gratitude to Colin and the three companies for all their support and assistance. Without the monies received my wife and I would have been in financial difficulty. My wife has also received excellent advice and support from Colin and we would obviously recommend Mclay James”.

Mr & Mrs C of Peterborough