01327 350 314
enquiries@mclayjames.co.uk

24 Brackley Road, Towcester, NN12 6DJ

Investments & Savings

Mclay James have been advising clients on their Investments and Savings over many years and have built a strong reputation for supporting clients in enhancing their wealth.

Whether the investment is for Tax Planning, School Fees Planning, Income or simply to provide potential growth, Mclay James as professional advisers will utilise all the available relevant investment opportunities to maximise performance.

The financial planning approach adopted by Mclay James ensures suitability of the advice which leads to the best possible outcome for clients...read more

Pensions

Paying into your pension may not be top of your to-do list, but delaying your retirement planning could impact the potential growth of your pension plus you could be passing up the opportunity for valuable tax relief.

Preparing for retirement doesn’t start in the days and weeks before you stop work.

With professional advice and regular reviews we can help you keep your retirement plans on track.

At Mclay James...read more

Tax Trusts & IHT Planning

“In this World nothing can be said to be certain, except death and tax’s” Benjamin Franklin in 1789

With greater wealth comes larger taxes and the subsequent consequences of this.

At Mclay James we understand that you may feel confused and overwhelmed by the sheer number of Taxes and Trusts around and how you can best manage or mitigate their effect on you and your family.  We can, with our expertise and in conjunction with other professionals...read more

Protection

It is important to provide for people who financially depend on you and protection is the best way to do this

The main types of protection are;

Level Term Assurance Pays out a tax-free lump sum upon death within the policy term and cover can be extended to include critical illness cover and terminal illness cover.

Decreasing Term Assurance – sometimes...read more

Long Term Care

Long Term Care insurance provides the financial support you need either yourself or for a loved one who is suffering from an illness or find themselves unable to perform everyday tasks due to frailty or disability.

Benefits can be paid tax-free, if paid to a registered care provider and taxed if paid direct to the plan holder.  They can also be arranged to keep pace with the rising cost of care.

Government benefits may not be enough to pay for the full cost of long...read more

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ANGLO AMERICAN 3138 65.5
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AMEC #N/A #N/A
ANTOFAGASTA 1488 9.5
ARM HOLDINGS #N/A #N/A
ASHMORE GRP 380.6 -0.4
AVIVA 387.7 1.7
ASTRAZENECA 8252 -1
BAE SYSTEMS 560.6 7.2
BARCLAYS 172.76 3.38
BRIT AMER TOBACCO 2738.5 -32
BG GROUP #N/A #N/A
BRIT LAND CO REIT 512 5.2
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BUNZL 2648 19
BP 291.8 0.4
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BT GROUP 183.95 1.35
CARNIVAL 1486.8 20.8
CENTRICA 47.45 -0.57
COMPASS GROUP 1498.5 14.5
CAPITA 35.87 1.64
CRODA INTL PLC 8322.16 56.16
CRH PLC 3549.88 24.88
CAP SHOP CENTRES #N/A #N/A
DIAGEO 3513 33
MAN GROUP 195.55 4.1
EURASIAN NATURAL #N/A #N/A
EVRAZ 629.8 7.8
EXPERIAN 3123.96 -4.04
FRESNILLO 806.4 52.4
G4S #N/A #N/A
GKN #N/A #N/A
GLENCORE INTL 326.95 3.35
GLAXOSMITHKLINE 1401.6 2.4
HARGREAVES LANS 1645.5 15.5
HAMMERSON REIT 38.07 0.6
HSBC HLDG 396.6 -6.7
INTL. CONS. AIR GRP 181.92 6.6
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INTERCONT HOTELS 4781 63
IMI PLC 1744.87 2.87
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INTERTEK GROUP 5586 118
ITV 117.75 -1.6
JOHNSON MATTHEY PLC 3018 6
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KINGFISHER 373.9 -0.9
LAND SEC R.E.I.T. 707.9 9.7
LEGAL & GENERAL 262.2 1.9
LLOYDS BANKING GRP 46.78 0.26
MEGGITT 469.3 14.9
MARKS & SPENCER 141.85 0.65
MORRISON SUPERMKTS 266 -0.1
NATIONAL GRID 929.9 -1.1
NEXT 8038 -2
OLD MUTUAL #N/A #N/A
PETROFAC 104.8 0.8
POLYMETAL INTL 1535 25
PRUDENTIAL 1342 5.5
PEARSON 839.4 2.2
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ROYAL DUTCH SHELL-B 1384 5.2
REED ELSEVIER PLC 2034 5
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RIO TINTO 6127 86
ROLLS-ROYCE HLDGS 101.7 3.43
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RSA INSUR GRP #N/A #N/A
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SABMILLER #N/A #N/A
SAINSBURY 281.6 0
SCHRODERS 3660 -2
SCHRODERS NVTG 2480 0
SAGE GRP 697.2 -3.2
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SMITHS GROUP 1587.5 -1.5
SMITH & NEPHEW 1563.5 42
SERCO GROUP 142.8 0.3
SSE 1533.5 6.5
STANDARD CHARTERED 431.8 -0.5
SEVERN TRENT 2750.26 1.26
TATE & LYLE 735.8 -3.8
TULLOW OIL 47.2 0.05
TESCO PLC 233.16 -1.24
UNILEVER 4049.5 -2
UNITED UTILITIES GR 1055 0.5
VEDANTA RESOURCES #N/A #N/A
VODAFONE GRP 115.61 -1.13
WEIR GROUP 1904.45 1.95
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WPP 930 -12
WHITBREAD 3071 37
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When you engage Mclay James, its as easy as...

1

Listen & understand

Whatever your financial objectives, independent advice can help you make the most of your money

2

Research the options

Pensions, investment and protection markets are complex, but with professional advice you can develop strategies which precisely meet your requirements

3

Plans into action

Providing impartial advice on the broadest range of products and services, whether it’s insurance, investments, savings, pensions, trusts or critical illness

Download our PDF documents

Please feel free to download the below PDF information documents.

What our clients say

“Very many thanks for all you do for us – above and beyond the call of duty!”

Mr & Mrs S of Brackley

“Thank you. A comprehensive and efficient service”.

Mr A of Silverstone

“Mclay James have proven to be as good as their word in providing excellent service standards with professional advice. Strongly recommended”.

Mr C of Northampton

“Received fantastic advice over and above our expectations. They took the time to understand our situation and provided the solutions which we did not fully appreciate until later. Very thorough and professional and we have recommended them on to our family”.

Mr & Mrs R of Towcester

“Having dealt with Colin and the investment team over many years through some pretty turbulent market conditions I can honestly state Mclay James have provided an outstanding service with high professional standards”.

Mr T of South Northamptonshire

“Just a quick note to thank you for your reassuring letter of 1st October 2011. It was kind and thoughtful of you to take the time to write. I feel fortunate to have you to advise me about ‘eggs in baskets’ ”.

Ms A of Hitchin

“My wife and I would like to register our sincere thanks to Mclay James Ltd and in particular Colin Reid, for the outstanding service and advice we have received. I cannot fully express in words my gratitude to Colin and the three companies for all their support and assistance. Without the monies received my wife and I would have been in financial difficulty. My wife has also received excellent advice and support from Colin and we would obviously recommend Mclay James”.

Mr & Mrs C of Peterborough