01327 350 314
enquiries@mclayjames.co.uk

24 Brackley Road, Towcester, NN12 6DJ

Investments & Savings

Mclay James have been advising clients on their Investments and Savings over many years and have built a strong reputation for supporting clients in enhancing their wealth.

Whether the investment is for Tax Planning, School Fees Planning, Income or simply to provide potential growth, Mclay James as professional advisers will utilise all the available relevant investment opportunities to maximise performance.

The financial planning approach adopted by Mclay James ensures suitability of the advice which leads to the best possible outcome for clients...read more

Pensions

Paying into your pension may not be top of your to-do list, but delaying your retirement planning could impact the potential growth of your pension plus you could be passing up the opportunity for valuable tax relief.

Preparing for retirement doesn’t start in the days and weeks before you stop work.

With professional advice and regular reviews we can help you keep your retirement plans on track.

At Mclay James...read more

Tax Trusts & IHT Planning

“In this World nothing can be said to be certain, except death and tax’s” Benjamin Franklin in 1789

With greater wealth comes larger taxes and the subsequent consequences of this.

At Mclay James we understand that you may feel confused and overwhelmed by the sheer number of Taxes and Trusts around and how you can best manage or mitigate their effect on you and your family.  We can, with our expertise and in conjunction with other professionals...read more

Protection

It is important to provide for people who financially depend on you and protection is the best way to do this

The main types of protection are;

Level Term Assurance Pays out a tax-free lump sum upon death within the policy term and cover can be extended to include critical illness cover and terminal illness cover.

Decreasing Term Assurance – sometimes...read more

Long Term Care

Long Term Care insurance provides the financial support you need either yourself or for a loved one who is suffering from an illness or find themselves unable to perform everyday tasks due to frailty or disability.

Benefits can be paid tax-free, if paid to a registered care provider and taxed if paid direct to the plan holder.  They can also be arranged to keep pace with the rising cost of care.

Government benefits may not be enough to pay for the full cost of long...read more

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ANGLO AMERICAN 3374.58 109.08
ASSOCIAT BRIT FOODS 2350 10
ADMIRAL GROUP 2976 12
ABERDEEN ASSET MGMT #N/A #N/A
AGGREKO 861.57 0.57
AMEC #N/A #N/A
ANTOFAGASTA 1874 -51
ARM HOLDINGS #N/A #N/A
ASHMORE GRP 408 3.8
AVIVA 409.6 3.4
ASTRAZENECA 7735 55
BAE SYSTEMS 508.92 4.52
BARCLAYS 181.54 4.44
BRIT AMER TOBACCO 2838.5 35.5
BG GROUP #N/A #N/A
BRIT LAND CO REIT 535.8 7.2
BHP BILLITON #N/A #N/A
BUNZL 2348 10
BP 313.55 -0.95
BURBERRY GROUP 2191 8
B SKY B GROUP #N/A #N/A
BT GROUP 169.6 -1.6
CARNIVAL 1626.2 37.2
CENTRICA 57.86 0.92
COMPASS GROUP 1620.38 46.88
CAPITA 42.02 0.38
CRODA INTL PLC 6732 -14
CRH PLC 3635 18
CAP SHOP CENTRES #N/A #N/A
DIAGEO 3284 22.5
MAN GROUP 165.75 -1.4
EURASIAN NATURAL #N/A #N/A
EVRAZ 689.2 8.6
EXPERIAN 2809 36
FRESNILLO 911 4.8
G4S 244.8 0
GKN #N/A #N/A
GLENCORE INTL 322.75 10.45
GLAXOSMITHKLINE 1355.6 11.4
HARGREAVES LANS 1748.5 24.5
HAMMERSON REIT 38.96 0.09
HSBC HLDG 451.2 -3.95
INTL. CONS. AIR GRP 212.46 5.46
ICAP #N/A #N/A
INTERCONT HOTELS 5116 72
IMI PLC 1661 42
IMPERIAL TOBACCO #N/A #N/A
INTERNATIONAL POWER #N/A #N/A
INTERTEK GROUP 6196 88
ITV 125.8 0.3
JOHNSON MATTHEY PLC 3273 8
KAZAKHMYS 849 0
KINGFISHER 363.1 0.9
LAND SEC R.E.I.T. 742.2 6.4
LEGAL & GENERAL 284.46 3.16
LLOYDS BANKING GRP 46.56 0.35
MEGGITT 494.39 34.39
MARKS & SPENCER 159.35 2.9
MORRISON SUPERMKTS 179.25 2.7
NATIONAL GRID 931.11 -2.7
NEXT 8264 -10
OLD MUTUAL #N/A #N/A
PETROFAC 129.3 1
POLYMETAL INTL 1621 28
PRUDENTIAL 1578 18
PEARSON 844.68 18.28
RECKITT BENCK GRP #N/A #N/A
ROYAL BK SCOTL GR #N/A #N/A
ROYAL DUTCH SHELL-B 1367.6 11.2
REED ELSEVIER PLC 1913 14
REXAM #N/A #N/A
RIO TINTO 6545 68
ROLLS-ROYCE HLDGS 106.74 3.34
RANDGOLD RESOURCES #N/A #N/A
RSA INSUR GRP 684 1.2
RESOLUTION NPV #N/A #N/A
SABMILLER #N/A #N/A
SAINSBURY 250.9 4.6
SCHRODERS 3611 -6
SCHRODERS NVTG 2655 0
SAGE GRP 636.2 6.2
SHIRE #N/A #N/A
STANDARD LIFE #N/A #N/A
SMITHS GROUP 1619.5 19.5
SMITH & NEPHEW 1581 14
SERCO GROUP 144.8 2.1
SSE 1489.05 29.55
STANDARD CHARTERED 516.6 -3.4
SEVERN TRENT 2507 14
TATE & LYLE 812.2 -3.6
TULLOW OIL 55.65 -0.63
TESCO PLC 227.5 1.6
UNILEVER 4273 -31.5
UNITED UTILITIES GR 990 4.8
VEDANTA RESOURCES #N/A #N/A
VODAFONE GRP 142 -0.02
WEIR GROUP 1929 35
WOLSELEY #N/A #N/A
WPP 989.8 13.6
WHITBREAD 3292 42
XSTRATA #N/A #N/A

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When you engage Mclay James, its as easy as...

1

Listen & understand

Whatever your financial objectives, independent advice can help you make the most of your money

2

Research the options

Pensions, investment and protection markets are complex, but with professional advice you can develop strategies which precisely meet your requirements

3

Plans into action

Providing impartial advice on the broadest range of products and services, whether it’s insurance, investments, savings, pensions, trusts or critical illness

Download our PDF documents

Please feel free to download the below PDF information documents.

What our clients say

“Very many thanks for all you do for us – above and beyond the call of duty!”

Mr & Mrs S of Brackley

“Thank you. A comprehensive and efficient service”.

Mr A of Silverstone

“Mclay James have proven to be as good as their word in providing excellent service standards with professional advice. Strongly recommended”.

Mr C of Northampton

“Received fantastic advice over and above our expectations. They took the time to understand our situation and provided the solutions which we did not fully appreciate until later. Very thorough and professional and we have recommended them on to our family”.

Mr & Mrs R of Towcester

“Having dealt with Colin and the investment team over many years through some pretty turbulent market conditions I can honestly state Mclay James have provided an outstanding service with high professional standards”.

Mr T of South Northamptonshire

“Just a quick note to thank you for your reassuring letter of 1st October 2011. It was kind and thoughtful of you to take the time to write. I feel fortunate to have you to advise me about ‘eggs in baskets’ ”.

Ms A of Hitchin

“My wife and I would like to register our sincere thanks to Mclay James Ltd and in particular Colin Reid, for the outstanding service and advice we have received. I cannot fully express in words my gratitude to Colin and the three companies for all their support and assistance. Without the monies received my wife and I would have been in financial difficulty. My wife has also received excellent advice and support from Colin and we would obviously recommend Mclay James”.

Mr & Mrs C of Peterborough