01327 350 314
enquiries@mclayjames.co.uk

24 Brackley Road, Towcester, NN12 6DJ

Investments & Savings

Mclay James have been advising clients on their Investments and Savings over many years and have built a strong reputation for supporting clients in enhancing their wealth.

Whether the investment is for Tax Planning, School Fees Planning, Income or simply to provide potential growth, Mclay James as professional advisers will utilise all the available relevant investment opportunities to maximise performance.

The financial planning approach adopted by Mclay James ensures suitability of the advice which leads to the best possible outcome for clients...read more

Pensions

Paying into your pension may not be top of your to-do list, but delaying your retirement planning could impact the potential growth of your pension plus you could be passing up the opportunity for valuable tax relief.

Preparing for retirement doesn’t start in the days and weeks before you stop work.

With professional advice and regular reviews we can help you keep your retirement plans on track.

At Mclay James...read more

Tax Trusts & IHT Planning

“In this World nothing can be said to be certain, except death and tax’s” Benjamin Franklin in 1789

With greater wealth comes larger taxes and the subsequent consequences of this.

At Mclay James we understand that you may feel confused and overwhelmed by the sheer number of Taxes and Trusts around and how you can best manage or mitigate their effect on you and your family.  We can, with our expertise and in conjunction with other professionals...read more

Protection

It is important to provide for people who financially depend on you and protection is the best way to do this

The main types of protection are;

Level Term Assurance Pays out a tax-free lump sum upon death within the policy term and cover can be extended to include critical illness cover and terminal illness cover.

Decreasing Term Assurance – sometimes...read more

Long Term Care

Long Term Care insurance provides the financial support you need either yourself or for a loved one who is suffering from an illness or find themselves unable to perform everyday tasks due to frailty or disability.

Benefits can be paid tax-free, if paid to a registered care provider and taxed if paid direct to the plan holder.  They can also be arranged to keep pace with the rising cost of care.

Government benefits may not be enough to pay for the full cost of long...read more

Latest FTSE

Company Price Change
ANGLO AMERICAN 1984.12 -35.88
ASSOCIAT BRIT FOODS 2323 -6
ADMIRAL GROUP 2171 -13
ABERDEEN ASSET MGMT #N/A #N/A
AGGREKO 729.8 6.4
AMEC #N/A #N/A
ANTOFAGASTA 929.2 -6.2
ARM HOLDINGS #N/A #N/A
ASHMORE GRP 413 6.2
AVIVA 422 -3.3
ASTRAZENECA 6096 -47
BAE SYSTEMS 464.8 -39.6
BARCLAYS 160.78 -0.1
BRIT AMER TOBACCO 2840.5 -10
BG GROUP #N/A #N/A
BRIT LAND CO REIT 580.8 7
BHP BILLITON #N/A #N/A
BUNZL 2528 13
BP 538.9 -0.5
BURBERRY GROUP 1936.5 -11
B SKY B GROUP #N/A #N/A
BT GROUP 229.86 0.51
CARNIVAL 4354.29 3.29
CENTRICA 120.94 -16.26
COMPASS GROUP 1734.5 3.5
CAPITA 116.55 0.1
CRODA INTL PLC 5070 -14
CRH PLC 2420 7
CAP SHOP CENTRES #N/A #N/A
DIAGEO 3030.22 15.72
MAN GROUP 140.15 -0.45
EURASIAN NATURAL #N/A #N/A
EVRAZ 531.4 -5.6
EXPERIAN 2038 21
FRESNILLO 990.4 -37.1
G4S 212.1 1.6
GKN #N/A #N/A
GLENCORE INTL 302.3 -8.15
GLAXOSMITHKLINE 1538 -13
HARGREAVES LANS 1692.5 8
HAMMERSON REIT 374.1 8.5
HSBC HLDG 623.1 -20.3
INTL. CONS. AIR GRP 644.4 -5.6
ICAP #N/A #N/A
INTERCONT HOTELS 4585 40
IMI PLC 950 3
IMPERIAL TOBACCO #N/A #N/A
INTERNATIONAL POWER #N/A #N/A
INTERTEK GROUP 5094 -102
ITV 133.3 -1.65
JOHNSON MATTHEY PLC 3154 -49
KAZAKHMYS 665.6 -12.8
KINGFISHER 239 -2.6
LAND SEC R.E.I.T. 879.4 10.2
LEGAL & GENERAL 270.6 -1
LLOYDS BANKING GRP 60.15 -0.98
MEGGITT 557.8 -2.2
MARKS & SPENCER 290.9 -0.8
MORRISON SUPERMKTS 229.85 2.6
NATIONAL GRID 855 7.3
NEXT 4985 -21
OLD MUTUAL #N/A #N/A
PETROFAC 410.2 6.7
POLYMETAL INTL 884.6 3.6
PRUDENTIAL 1530 -6
PEARSON 883.4 -9
RECKITT BENCK GRP 5969 -56
ROYAL BK SCOTL GR 255.2 -2.8
ROYAL DUTCH SHELL-B 2419 -21.5
REED ELSEVIER PLC 1765.5 80.5
REXAM #N/A #N/A
RIO TINTO 4389.2 -59.8
ROLLS-ROYCE HLDGS 981.6 -6.8
RANDGOLD RESOURCES #N/A #N/A
RSA INSUR GRP 540 -1.6
RESOLUTION NPV #N/A #N/A
SABMILLER #N/A #N/A
SAINSBURY 234.5 0
SCHRODERS 2691 27
SCHRODERS NVTG 2080 35
SAGE GRP 658 -4.6
SHIRE #N/A #N/A
STANDARD LIFE #N/A #N/A
SMITHS GROUP 1431 -31
SMITH & NEPHEW 1430.5 -7.5
SERCO GROUP 121.7 6.7
SSE 1189.5 -1
STANDARD CHARTERED 612.9 -3.9
SEVERN TRENT 2020 -4
TATE & LYLE 725.4 6
TULLOW OIL 220 -11.5
TESCO PLC 225.82 -1.58
UNILEVER 4255.5 19.5
UNITED UTILITIES GR 850 -2.4
VEDANTA RESOURCES #N/A #N/A
VODAFONE GRP 141.2 -1.18
WEIR GROUP 1641 21.5
WOLSELEY #N/A #N/A
WPP 846.6 -2
WHITBREAD 4905.6 -31.4
XSTRATA #N/A #N/A

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When you engage Mclay James, its as easy as...

1

Listen & understand

Whatever your financial objectives, independent advice can help you make the most of your money

2

Research the options

Pensions, investment and protection markets are complex, but with professional advice you can develop strategies which precisely meet your requirements

3

Plans into action

Providing impartial advice on the broadest range of products and services, whether it’s insurance, investments, savings, pensions, trusts or critical illness

Download our PDF documents

Please feel free to download the below PDF information documents.

A Guide to Investing July 2018

A Guide to Investing July 2018

Download this free pdf document here

A Guide to Estate Preservation January 2018

A Guide to Estate Preservation January 2018

Download this free pdf document here

A Guide to SIPPs Nov 2017

A Guide to SIPPs Nov 2017

Download this free pdf document here

Smart Money July-August 2018

Smart Money July-August 2018

Download this free pdf document here

Smart Money Nov - Dec 2017

Smart Money Nov – Dec 2017

Download this free pdf document here

Guide to the New Inheritance Tax rules 2017

Guide to the New Inheritance Tax rules 2017

Download this free pdf document here

a-guide-to-professional-advice-november-2016

a-guide-to-professional-advice-november-2016

Download this free pdf document here

a-guide-to-investment-matters-november-2016

a-guide-to-investment-matters-november-2016

Download this free pdf document here

a-guide-to-wealth-management-november-2016

a-guide-to-wealth-management-november-2016

Download this free pdf document here

What our clients say

“Very many thanks for all you do for us – above and beyond the call of duty!”

Mr & Mrs S of Brackley

“Thank you. A comprehensive and efficient service”.

Mr A of Silverstone

“Mclay James have proven to be as good as their word in providing excellent service standards with professional advice. Strongly recommended”.

Mr C of Northampton

“Received fantastic advice over and above our expectations. They took the time to understand our situation and provided the solutions which we did not fully appreciate until later. Very thorough and professional and we have recommended them on to our family”.

Mr & Mrs R of Towcester

“Having dealt with Colin and the investment team over many years through some pretty turbulent market conditions I can honestly state Mclay James have provided an outstanding service with high professional standards”.

Mr T of South Northamptonshire

“Just a quick note to thank you for your reassuring letter of 1st October 2011. It was kind and thoughtful of you to take the time to write. I feel fortunate to have you to advise me about ‘eggs in baskets’ ”.

Ms A of Hitchin

“My wife and I would like to register our sincere thanks to Mclay James Ltd and in particular Colin Reid, for the outstanding service and advice we have received. I cannot fully express in words my gratitude to Colin and the three companies for all their support and assistance. Without the monies received my wife and I would have been in financial difficulty. My wife has also received excellent advice and support from Colin and we would obviously recommend Mclay James”.

Mr & Mrs C of Peterborough