01327 350 314
enquiries@mclayjames.co.uk

24 Brackley Road, Towcester, NN12 6DJ

Investments & Savings

Mclay James have been advising clients on their Investments and Savings over many years and have built a strong reputation for supporting clients in enhancing their wealth.

Whether the investment is for Tax Planning, School Fees Planning, Income or simply to provide potential growth, Mclay James as professional advisers will utilise all the available relevant investment opportunities to maximise performance.

The financial planning approach adopted by Mclay James ensures suitability of the advice which leads to the best possible outcome for clients...read more

Pensions

Paying into your pension may not be top of your to-do list, but delaying your retirement planning could impact the potential growth of your pension plus you could be passing up the opportunity for valuable tax relief.

Preparing for retirement doesn’t start in the days and weeks before you stop work.

With professional advice and regular reviews we can help you keep your retirement plans on track.

At Mclay James...read more

Tax Trusts & IHT Planning

“In this World nothing can be said to be certain, except death and tax’s” Benjamin Franklin in 1789

With greater wealth comes larger taxes and the subsequent consequences of this.

At Mclay James we understand that you may feel confused and overwhelmed by the sheer number of Taxes and Trusts around and how you can best manage or mitigate their effect on you and your family.  We can, with our expertise and in conjunction with other professionals...read more

Protection

It is important to provide for people who financially depend on you and protection is the best way to do this

The main types of protection are;

Level Term Assurance Pays out a tax-free lump sum upon death within the policy term and cover can be extended to include critical illness cover and terminal illness cover.

Decreasing Term Assurance – sometimes...read more

Long Term Care

Long Term Care insurance provides the financial support you need either yourself or for a loved one who is suffering from an illness or find themselves unable to perform everyday tasks due to frailty or disability.

Benefits can be paid tax-free, if paid to a registered care provider and taxed if paid direct to the plan holder.  They can also be arranged to keep pace with the rising cost of care.

Government benefits may not be enough to pay for the full cost of long...read more

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AGGREKO 442.2 0.8
AMEC #N/A #N/A
ANTOFAGASTA 1014.5 -21.5
ARM HOLDINGS #N/A #N/A
ASHMORE GRP 352.8 -11.4
AVIVA 261.1 -6.5
ASTRAZENECA 7880 -176
BAE SYSTEMS 413.6 -18.3
BARCLAYS 103.8 -2.8
BRIT AMER TOBACCO 2452.5 -61
BG GROUP #N/A #N/A
BRIT LAND CO REIT 349.8 -15.2
BHP BILLITON #N/A #N/A
BUNZL 2400.88 -40.12
BP 193.44 -2.3
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BT GROUP 101.65 -1.55
CARNIVAL 838.8 -69.4
CENTRICA 38 -1.79
COMPASS GROUP 1058 -22.5
CAPITA 23.97 0
CRODA INTL PLC 6166 -212
CRH PLC 2636 -65
CAP SHOP CENTRES #N/A #N/A
DIAGEO 2535 -68.5
MAN GROUP 110.52 -1.48
EURASIAN NATURAL #N/A #N/A
EVRAZ 359.9 -12.1
EXPERIAN 2825 -80
FRESNILLO 1160.5 -75.5
G4S 204.6 -2.6
GKN #N/A #N/A
GLENCORE INTL 156.28 -4.26
GLAXOSMITHKLINE 1330.99 -30.01
HARGREAVES LANS 1373 -8.5
HAMMERSON REIT 17.26 -1.18
HSBC HLDG 317.91 -12.19
INTL. CONS. AIR GRP 93.7 -2.66
ICAP #N/A #N/A
INTERCONT HOTELS 3870 -68
IMI PLC 1040 -26
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INTERTEK GROUP 5654 -202
ITV 70.22 -0.74
JOHNSON MATTHEY PLC 2198 -115
KAZAKHMYS 623.85 53.05
KINGFISHER 290.6 -8.9
LAND SEC R.E.I.T. 513.5 -12.7
LEGAL & GENERAL 182.35 -3.3
LLOYDS BANKING GRP 27.65 -0.68
MEGGITT 275.7 -8.3
MARKS & SPENCER 91.5 -1.96
MORRISON SUPERMKTS 165.7 -3.95
NATIONAL GRID 920.2 -22.8
NEXT 6134 44
OLD MUTUAL #N/A #N/A
PETROFAC 117.5 -1.55
POLYMETAL INTL 1668 -98.5
PRUDENTIAL 959.6 -40.9
PEARSON 504 -16
RECKITT BENCK GRP 6912 -72
ROYAL BK SCOTL GR #N/A #N/A
ROYAL DUTCH SHELL-B 866.4 -21.8
REED ELSEVIER PLC 1562.69 -40.31
REXAM #N/A #N/A
RIO TINTO 4266 -161
ROLLS-ROYCE HLDGS 82.49 56.7
RANDGOLD RESOURCES #N/A #N/A
RSA INSUR GRP 420.4 -10.1
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SAINSBURY 201.6 -5.2
SCHRODERS 2614 -82
SCHRODERS NVTG 1770 -66
SAGE GRP 631 -19
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SMITHS GROUP 1350 -40.5
SMITH & NEPHEW 1385 -41
SERCO GROUP 129.1 -2.2
SSE 1276.5 -34.5
STANDARD CHARTERED 373.7 -11
SEVERN TRENT 2488 -81
TATE & LYLE 623.8 -6.2
TULLOW OIL 19.18 -0.31
TESCO PLC 205.59 -3.61
UNILEVER 4541 -148
UNITED UTILITIES GR 865 -30.6
VEDANTA RESOURCES #N/A #N/A
VODAFONE GRP 103.06 -2.96
WEIR GROUP 1471 -36
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WPP 615 -10.2
WHITBREAD 2133 -67
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When you engage Mclay James, its as easy as...

1

Listen & understand

Whatever your financial objectives, independent advice can help you make the most of your money

2

Research the options

Pensions, investment and protection markets are complex, but with professional advice you can develop strategies which precisely meet your requirements

3

Plans into action

Providing impartial advice on the broadest range of products and services, whether it’s insurance, investments, savings, pensions, trusts or critical illness

Download our PDF documents

Please feel free to download the below PDF information documents.

What our clients say

“Very many thanks for all you do for us – above and beyond the call of duty!”

Mr & Mrs S of Brackley

“Thank you. A comprehensive and efficient service”.

Mr A of Silverstone

“Mclay James have proven to be as good as their word in providing excellent service standards with professional advice. Strongly recommended”.

Mr C of Northampton

“Received fantastic advice over and above our expectations. They took the time to understand our situation and provided the solutions which we did not fully appreciate until later. Very thorough and professional and we have recommended them on to our family”.

Mr & Mrs R of Towcester

“Having dealt with Colin and the investment team over many years through some pretty turbulent market conditions I can honestly state Mclay James have provided an outstanding service with high professional standards”.

Mr T of South Northamptonshire

“Just a quick note to thank you for your reassuring letter of 1st October 2011. It was kind and thoughtful of you to take the time to write. I feel fortunate to have you to advise me about ‘eggs in baskets’ ”.

Ms A of Hitchin

“My wife and I would like to register our sincere thanks to Mclay James Ltd and in particular Colin Reid, for the outstanding service and advice we have received. I cannot fully express in words my gratitude to Colin and the three companies for all their support and assistance. Without the monies received my wife and I would have been in financial difficulty. My wife has also received excellent advice and support from Colin and we would obviously recommend Mclay James”.

Mr & Mrs C of Peterborough