01327 350 314
enquiries@mclayjames.co.uk

24 Brackley Road, Towcester, NN12 6DJ

Investments & Savings

Mclay James have been advising clients on their Investments and Savings over many years and have built a strong reputation for supporting clients in enhancing their wealth.

Whether the investment is for Tax Planning, School Fees Planning, Income or simply to provide potential growth, Mclay James as professional advisers will utilise all the available relevant investment opportunities to maximise performance.

The financial planning approach adopted by Mclay James ensures suitability of the advice which leads to the best possible outcome for clients...read more

Pensions

Paying into your pension may not be top of your to-do list, but delaying your retirement planning could impact the potential growth of your pension plus you could be passing up the opportunity for valuable tax relief.

Preparing for retirement doesn’t start in the days and weeks before you stop work.

With professional advice and regular reviews we can help you keep your retirement plans on track.

At Mclay James...read more

Tax Trusts & IHT Planning

“In this World nothing can be said to be certain, except death and tax’s” Benjamin Franklin in 1789

With greater wealth comes larger taxes and the subsequent consequences of this.

At Mclay James we understand that you may feel confused and overwhelmed by the sheer number of Taxes and Trusts around and how you can best manage or mitigate their effect on you and your family.  We can, with our expertise and in conjunction with other professionals...read more

Protection

It is important to provide for people who financially depend on you and protection is the best way to do this

The main types of protection are;

Level Term Assurance Pays out a tax-free lump sum upon death within the policy term and cover can be extended to include critical illness cover and terminal illness cover.

Decreasing Term Assurance – sometimes...read more

Long Term Care

Long Term Care insurance provides the financial support you need either yourself or for a loved one who is suffering from an illness or find themselves unable to perform everyday tasks due to frailty or disability.

Benefits can be paid tax-free, if paid to a registered care provider and taxed if paid direct to the plan holder.  They can also be arranged to keep pace with the rising cost of care.

Government benefits may not be enough to pay for the full cost of long...read more

Latest FTSE

Company Price Change
ANGLO AMERICAN 2019 -29.5
ASSOCIAT BRIT FOODS 2497 -8
ADMIRAL GROUP 2096 11
ABERDEEN ASSET MGMT #N/A #N/A
AGGREKO 827.8 4.2
AMEC #N/A #N/A
ANTOFAGASTA 868 1.4
ARM HOLDINGS #N/A #N/A
ASHMORE GRP 477.8 -1.8
AVIVA 393 -2.4
ASTRAZENECA 7316 3
BAE SYSTEMS 551 -1.6
BARCLAYS 167.16 0
BRIT AMER TOBACCO 2955.5 -19.5
BG GROUP #N/A #N/A
BRIT LAND CO REIT 596.2 10.6
BHP BILLITON #N/A #N/A
BUNZL 2084 13
BP 465.35 -7
BURBERRY GROUP 2050 62
B SKY B GROUP #N/A #N/A
BT GROUP 190.74 4.36
CARNIVAL 3153 24
CENTRICA 79.94 0.94
COMPASS GROUP 1821.5 -22
CAPITA 160.05 0.05
CRODA INTL PLC 4900 26
CRH PLC 2912 -6
CAP SHOP CENTRES #N/A #N/A
DIAGEO 3059 -24.5
MAN GROUP 149.9 -1.35
EURASIAN NATURAL #N/A #N/A
EVRAZ 341.4 -15.8
EXPERIAN 2451 -6
FRESNILLO 563.2 17.8
G4S 206.1 -0.6
GKN #N/A #N/A
GLENCORE INTL 216.9 -21.45
GLAXOSMITHKLINE 1716.27 8.27
HARGREAVES LANS 1815.5 7
HAMMERSON REIT 298.9 3.3
HSBC HLDG 552.3 -6.5
INTL. CONS. AIR GRP 548.4 -3.8
ICAP #N/A #N/A
INTERCONT HOTELS 4756.5 6.5
IMI PLC 1136.5 7.5
IMPERIAL TOBACCO #N/A #N/A
INTERNATIONAL POWER #N/A #N/A
INTERTEK GROUP 5428 -6
ITV 143.3 2.25
JOHNSON MATTHEY PLC 2828 0
KAZAKHMYS 474.8 4.5
KINGFISHER 207.1 3
LAND SEC R.E.I.T. 941.88 7.08
LEGAL & GENERAL 276.4 -0.8
LLOYDS BANKING GRP 60.51 -0.06
MEGGITT 639.6 -0.6
MARKS & SPENCER 193.2 2.1
MORRISON SUPERMKTS 197 4.2
NATIONAL GRID 881.3 3
NEXT 6750 24
OLD MUTUAL #N/A #N/A
PETROFAC 389.7 0
POLYMETAL INTL 1194 3
PRUDENTIAL 1309 -3.5
PEARSON 635 7
RECKITT BENCK GRP 5927 -1
ROYAL BK SCOTL GR 225.1 2.6
ROYAL DUTCH SHELL-B 2126.5 -18
REED ELSEVIER PLC 1803.5 -12.5
REXAM #N/A #N/A
RIO TINTO 4129.5 -50
ROLLS-ROYCE HLDGS 703 1.2
RANDGOLD RESOURCES #N/A #N/A
RSA INSUR GRP 535.8 -1
RESOLUTION NPV #N/A #N/A
SABMILLER #N/A #N/A
SAINSBURY 216 2.6
SCHRODERS 3188 -13
SCHRODERS NVTG 2380 -20
SAGE GRP 716.8 -5.4
SHIRE #N/A #N/A
STANDARD LIFE #N/A #N/A
SMITHS GROUP 1596 -2.5
SMITH & NEPHEW 1672 11
SERCO GROUP 148 1.2
SSE 1315 14.5
STANDARD CHARTERED 671.6 -7.4
SEVERN TRENT 2216 -20
TATE & LYLE 735 0
TULLOW OIL 137 -0.85
TESCO PLC 227 0.9
UNILEVER 4475 -45.5
UNITED UTILITIES GR 862.2 2.4
VEDANTA RESOURCES #N/A #N/A
VODAFONE GRP 144.26 -1.82
WEIR GROUP 1394 5
WOLSELEY #N/A #N/A
WPP 950 -10
WHITBREAD 4507 -3
XSTRATA #N/A #N/A

Latest GBP Exchange Rates

USD EURO AUD INR JPY
0.7600030.900861.46422571.272198108.734502

When you engage Mclay James, its as easy as...

1

Listen & understand

Whatever your financial objectives, independent advice can help you make the most of your money

2

Research the options

Pensions, investment and protection markets are complex, but with professional advice you can develop strategies which precisely meet your requirements

3

Plans into action

Providing impartial advice on the broadest range of products and services, whether it’s insurance, investments, savings, pensions, trusts or critical illness

Download our PDF documents

Please feel free to download the below PDF information documents.

Smart Money May-June 2019

Smart Money May-June 2019

Download this free pdf document here

A Guide to Investing July 2018

A Guide to Investing July 2018

Download this free pdf document here

A Guide to Estate Preservation January 2018

A Guide to Estate Preservation January 2018

Download this free pdf document here

A Guide to SIPPs Nov 2017

A Guide to SIPPs Nov 2017

Download this free pdf document here

Smart Money March-April 2019

Smart Money March-April 2019

Download this free pdf document here

Smart Money July-August 2018

Smart Money July-August 2018

Download this free pdf document here

Smart Money Nov - Dec 2017

Smart Money Nov – Dec 2017

Download this free pdf document here

Guide to the New Inheritance Tax rules 2017

Guide to the New Inheritance Tax rules 2017

Download this free pdf document here

a-guide-to-professional-advice-november-2016

a-guide-to-professional-advice-november-2016

Download this free pdf document here

A guide to Wealth Creation 2019

A guide to Wealth Creation 2019

Download this free pdf document here

a-guide-to-wealth-management-november-2016

a-guide-to-wealth-management-november-2016

Download this free pdf document here

What our clients say

“Very many thanks for all you do for us – above and beyond the call of duty!”

Mr & Mrs S of Brackley

“Thank you. A comprehensive and efficient service”.

Mr A of Silverstone

“Mclay James have proven to be as good as their word in providing excellent service standards with professional advice. Strongly recommended”.

Mr C of Northampton

“Received fantastic advice over and above our expectations. They took the time to understand our situation and provided the solutions which we did not fully appreciate until later. Very thorough and professional and we have recommended them on to our family”.

Mr & Mrs R of Towcester

“Having dealt with Colin and the investment team over many years through some pretty turbulent market conditions I can honestly state Mclay James have provided an outstanding service with high professional standards”.

Mr T of South Northamptonshire

“Just a quick note to thank you for your reassuring letter of 1st October 2011. It was kind and thoughtful of you to take the time to write. I feel fortunate to have you to advise me about ‘eggs in baskets’ ”.

Ms A of Hitchin

“My wife and I would like to register our sincere thanks to Mclay James Ltd and in particular Colin Reid, for the outstanding service and advice we have received. I cannot fully express in words my gratitude to Colin and the three companies for all their support and assistance. Without the monies received my wife and I would have been in financial difficulty. My wife has also received excellent advice and support from Colin and we would obviously recommend Mclay James”.

Mr & Mrs C of Peterborough