01327 350 314
enquiries@mclayjames.co.uk

24 Brackley Road, Towcester, NN12 6DJ

Investments & Savings

Mclay James have been advising clients on their Investments and Savings over many years and have built a strong reputation for supporting clients in enhancing their wealth.

Whether the investment is for Tax Planning, School Fees Planning, Income or simply to provide potential growth, Mclay James as professional advisers will utilise all the available relevant investment opportunities to maximise performance.

The financial planning approach adopted by Mclay James ensures suitability of the advice which leads to the best possible outcome for clients...read more

Pensions

Paying into your pension may not be top of your to-do list, but delaying your retirement planning could impact the potential growth of your pension plus you could be passing up the opportunity for valuable tax relief.

Preparing for retirement doesn’t start in the days and weeks before you stop work.

With professional advice and regular reviews we can help you keep your retirement plans on track.

At Mclay James...read more

Tax Trusts & IHT Planning

“In this World nothing can be said to be certain, except death and tax’s” Benjamin Franklin in 1789

With greater wealth comes larger taxes and the subsequent consequences of this.

At Mclay James we understand that you may feel confused and overwhelmed by the sheer number of Taxes and Trusts around and how you can best manage or mitigate their effect on you and your family.  We can, with our expertise and in conjunction with other professionals...read more

Protection

It is important to provide for people who financially depend on you and protection is the best way to do this

The main types of protection are;

Level Term Assurance Pays out a tax-free lump sum upon death within the policy term and cover can be extended to include critical illness cover and terminal illness cover.

Decreasing Term Assurance – sometimes...read more

Long Term Care

Long Term Care insurance provides the financial support you need either yourself or for a loved one who is suffering from an illness or find themselves unable to perform everyday tasks due to frailty or disability.

Benefits can be paid tax-free, if paid to a registered care provider and taxed if paid direct to the plan holder.  They can also be arranged to keep pace with the rising cost of care.

Government benefits may not be enough to pay for the full cost of long...read more

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ASSOCIAT BRIT FOODS 2256.88 -62.12
ADMIRAL GROUP 2955 12
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AGGREKO 623.5 -12
AMEC #N/A #N/A
ANTOFAGASTA 1504.5 -35
ARM HOLDINGS #N/A #N/A
ASHMORE GRP 446.4 -3.2
AVIVA 349.1 -0.4
ASTRAZENECA 7777 127
BAE SYSTEMS 479.1 -0.8
BARCLAYS 143.06 -1.74
BRIT AMER TOBACCO 2738.5 -9.5
BG GROUP #N/A #N/A
BRIT LAND CO REIT 440 3.4
BHP BILLITON #N/A #N/A
BUNZL 2408 -38
BP 290 -3.35
BURBERRY GROUP 1759.5 -18
B SKY B GROUP #N/A #N/A
BT GROUP 134.6 -1.4
CARNIVAL 1267.5 -15.5
CENTRICA 50.1 -0.96
COMPASS GROUP 1394.5 -15.5
CAPITA 35.14 -1.54
CRODA INTL PLC 6424 52
CRH PLC 3220 -32
CAP SHOP CENTRES #N/A #N/A
DIAGEO 2908.5 -0.5
MAN GROUP 152 -0.5
EURASIAN NATURAL #N/A #N/A
EVRAZ 515 -4.6
EXPERIAN 2636 -7
FRESNILLO 1091 1.5
G4S 259.5 1.1
GKN #N/A #N/A
GLENCORE INTL 270.8 -5.7
GLAXOSMITHKLINE 1380.2 15.4
HARGREAVES LANS 1650 -12.5
HAMMERSON REIT 20.35 -1.35
HSBC HLDG 407.35 -6.25
INTL. CONS. AIR GRP 151.6 -5.35
ICAP #N/A #N/A
INTERCONT HOTELS 4747 -78
IMI PLC 1300 -9
IMPERIAL TOBACCO #N/A #N/A
INTERNATIONAL POWER #N/A #N/A
INTERTEK GROUP 5594 42
ITV 106.45 -1.45
JOHNSON MATTHEY PLC 2995 40
KAZAKHMYS 755.04 -9.96
KINGFISHER 273 0.2
LAND SEC R.E.I.T. 634.3 -4.1
LEGAL & GENERAL 265.1 -3.8
LLOYDS BANKING GRP 34.77 -0.54
MEGGITT 417.7 -6
MARKS & SPENCER 143.05 0.25
MORRISON SUPERMKTS 186.8 1.7
NATIONAL GRID 875.8 7
NEXT 7914 -244
OLD MUTUAL #N/A #N/A
PETROFAC 103.05 -1.95
POLYMETAL INTL 1688.5 15
PRUDENTIAL 1391 -35
PEARSON 715 -5
RECKITT BENCK GRP 6274 14
ROYAL BK SCOTL GR #N/A #N/A
ROYAL DUTCH SHELL-B 1359.6 -17.2
REED ELSEVIER PLC 1869.5 50
REXAM #N/A #N/A
RIO TINTO 5876 -48
ROLLS-ROYCE HLDGS 102.95 -0.35
RANDGOLD RESOURCES #N/A #N/A
RSA INSUR GRP 676.8 -0.2
RESOLUTION NPV #N/A #N/A
SABMILLER #N/A #N/A
SAINSBURY 246 1
SCHRODERS 3480 -45
SCHRODERS NVTG 2400 -60
SAGE GRP 603.24 2.03
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STANDARD LIFE #N/A #N/A
SMITHS GROUP 1495 1
SMITH & NEPHEW 1653.5 29
SERCO GROUP 122.66 -0.24
SSE 1547 38.5
STANDARD CHARTERED 461.9 -9.6
SEVERN TRENT 2340 11
TATE & LYLE 667.6 -4.6
TULLOW OIL 32.5 -1.4
TESCO PLC 241.9 -0.2
UNILEVER 4378 25
UNITED UTILITIES GR 932.8 6.4
VEDANTA RESOURCES #N/A #N/A
VODAFONE GRP 127.34 -0.58
WEIR GROUP 1962 -27
WOLSELEY #N/A #N/A
WPP 794 -0.6
WHITBREAD 3121 -60
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When you engage Mclay James, its as easy as...

1

Listen & understand

Whatever your financial objectives, independent advice can help you make the most of your money

2

Research the options

Pensions, investment and protection markets are complex, but with professional advice you can develop strategies which precisely meet your requirements

3

Plans into action

Providing impartial advice on the broadest range of products and services, whether it’s insurance, investments, savings, pensions, trusts or critical illness

Download our PDF documents

Please feel free to download the below PDF information documents.

What our clients say

“Very many thanks for all you do for us – above and beyond the call of duty!”

Mr & Mrs S of Brackley

“Thank you. A comprehensive and efficient service”.

Mr A of Silverstone

“Mclay James have proven to be as good as their word in providing excellent service standards with professional advice. Strongly recommended”.

Mr C of Northampton

“Received fantastic advice over and above our expectations. They took the time to understand our situation and provided the solutions which we did not fully appreciate until later. Very thorough and professional and we have recommended them on to our family”.

Mr & Mrs R of Towcester

“Having dealt with Colin and the investment team over many years through some pretty turbulent market conditions I can honestly state Mclay James have provided an outstanding service with high professional standards”.

Mr T of South Northamptonshire

“Just a quick note to thank you for your reassuring letter of 1st October 2011. It was kind and thoughtful of you to take the time to write. I feel fortunate to have you to advise me about ‘eggs in baskets’ ”.

Ms A of Hitchin

“My wife and I would like to register our sincere thanks to Mclay James Ltd and in particular Colin Reid, for the outstanding service and advice we have received. I cannot fully express in words my gratitude to Colin and the three companies for all their support and assistance. Without the monies received my wife and I would have been in financial difficulty. My wife has also received excellent advice and support from Colin and we would obviously recommend Mclay James”.

Mr & Mrs C of Peterborough