01327 350 314
enquiries@mclayjames.co.uk

24 Brackley Road, Towcester, NN12 6DJ

Investments & Savings

Mclay James have been advising clients on their Investments and Savings over many years and have built a strong reputation for supporting clients in enhancing their wealth.

Whether the investment is for Tax Planning, School Fees Planning, Income or simply to provide potential growth, Mclay James as professional advisers will utilise all the available relevant investment opportunities to maximise performance.

The financial planning approach adopted by Mclay James ensures suitability of the advice which leads to the best possible outcome for clients...read more

Pensions

Paying into your pension may not be top of your to-do list, but delaying your retirement planning could impact the potential growth of your pension plus you could be passing up the opportunity for valuable tax relief.

Preparing for retirement doesn’t start in the days and weeks before you stop work.

With professional advice and regular reviews we can help you keep your retirement plans on track.

At Mclay James...read more

Tax Trusts & IHT Planning

“In this World nothing can be said to be certain, except death and tax’s” Benjamin Franklin in 1789

With greater wealth comes larger taxes and the subsequent consequences of this.

At Mclay James we understand that you may feel confused and overwhelmed by the sheer number of Taxes and Trusts around and how you can best manage or mitigate their effect on you and your family.  We can, with our expertise and in conjunction with other professionals...read more

Protection

It is important to provide for people who financially depend on you and protection is the best way to do this

The main types of protection are;

Level Term Assurance Pays out a tax-free lump sum upon death within the policy term and cover can be extended to include critical illness cover and terminal illness cover.

Decreasing Term Assurance – sometimes...read more

Long Term Care

Long Term Care insurance provides the financial support you need either yourself or for a loved one who is suffering from an illness or find themselves unable to perform everyday tasks due to frailty or disability.

Benefits can be paid tax-free, if paid to a registered care provider and taxed if paid direct to the plan holder.  They can also be arranged to keep pace with the rising cost of care.

Government benefits may not be enough to pay for the full cost of long...read more

Latest FTSE

Company Price Change
ANGLO AMERICAN 1995.2 35.6
ASSOCIAT BRIT FOODS 2186 -20
ADMIRAL GROUP 2018 -23
ABERDEEN ASSET MGMT #N/A #N/A
AGGREKO 782.8 -4.2
AMEC #N/A #N/A
ANTOFAGASTA 870.01 12.41
ARM HOLDINGS #N/A #N/A
ASHMORE GRP 465.8 -19
AVIVA 417.4 -1.2
ASTRAZENECA 6865 62
BAE SYSTEMS 536.4 1
BARCLAYS 164.42 -0.88
BRIT AMER TOBACCO 2724 56
BG GROUP #N/A #N/A
BRIT LAND CO REIT 629.8 -8.6
BHP BILLITON #N/A #N/A
BUNZL 1946.5 3.5
BP 502.8 3.65
BURBERRY GROUP 1930.5 0
B SKY B GROUP #N/A #N/A
BT GROUP 206.4 -1.1
CARNIVAL 3084 28
CENTRICA 73.5 0.4
COMPASS GROUP 1945 4
CAPITA 168.9 -4.05
CRODA INTL PLC 4798 76
CRH PLC 2747 31
CAP SHOP CENTRES #N/A #N/A
DIAGEO 3116.5 2
MAN GROUP 150.35 -0.65
EURASIAN NATURAL #N/A #N/A
EVRAZ 388.8 8.6
EXPERIAN 2334 -13
FRESNILLO 636.4 -13.6
G4S 208.9 3.8
GKN #N/A #N/A
GLENCORE INTL 234.25 2.95
GLAXOSMITHKLINE 1673.2 18
HARGREAVES LANS 1712.97 -54.03
HAMMERSON REIT 316.6 -3.3
HSBC HLDG 606.9 -3.5
INTL. CONS. AIR GRP 514.4 -0.8
ICAP #N/A #N/A
INTERCONT HOTELS 4520.5 -18
IMI PLC 979.2 9.2
IMPERIAL TOBACCO #N/A #N/A
INTERNATIONAL POWER #N/A #N/A
INTERTEK GROUP 4958 -37
ITV 136.35 0.55
JOHNSON MATTHEY PLC 3059 51
KAZAKHMYS 451.6 9.7
KINGFISHER 218.8 1.8
LAND SEC R.E.I.T. 950.2 -12.8
LEGAL & GENERAL 268.6 -1.6
LLOYDS BANKING GRP 59.85 -0.56
MEGGITT 598.2 1.2
MARKS & SPENCER 192.95 -2.8
MORRISON SUPERMKTS 202.8 1.1
NATIONAL GRID 912.1 1.4
NEXT 6760 -64
OLD MUTUAL #N/A #N/A
PETROFAC 404 -3
POLYMETAL INTL 1177.5 2
PRUDENTIAL 1412.5 9
PEARSON 675.8 1.6
RECKITT BENCK GRP 5800 -34
ROYAL BK SCOTL GR 237.4 -3.3
ROYAL DUTCH SHELL-B 2286.5 11.5
REED ELSEVIER PLC 1760 -2
REXAM #N/A #N/A
RIO TINTO 4063 35
ROLLS-ROYCE HLDGS 721.6 -3.2
RANDGOLD RESOURCES #N/A #N/A
RSA INSUR GRP 524.2 -3.4
RESOLUTION NPV #N/A #N/A
SABMILLER #N/A #N/A
SAINSBURY 212.9 1.2
SCHRODERS 3028 -52
SCHRODERS NVTG 2265 -55
SAGE GRP 689.6 1.6
SHIRE #N/A #N/A
STANDARD LIFE #N/A #N/A
SMITHS GROUP 1585.5 7.5
SMITH & NEPHEW 1684 -10
SERCO GROUP 150.7 -0.8
SSE 1317 -1.5
STANDARD CHARTERED 682 -1.6
SEVERN TRENT 2308 -9
TATE & LYLE 673.6 -1.2
TULLOW OIL 210 2.6
TESCO PLC 243.4 -1
UNILEVER 4574 -11.5
UNITED UTILITIES GR 884 -7.4
VEDANTA RESOURCES #N/A #N/A
VODAFONE GRP 161.12 1.1
WEIR GROUP 1375 24.5
WOLSELEY #N/A #N/A
WPP 916.8 1
WHITBREAD 4230 105
XSTRATA #N/A #N/A

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When you engage Mclay James, its as easy as...

1

Listen & understand

Whatever your financial objectives, independent advice can help you make the most of your money

2

Research the options

Pensions, investment and protection markets are complex, but with professional advice you can develop strategies which precisely meet your requirements

3

Plans into action

Providing impartial advice on the broadest range of products and services, whether it’s insurance, investments, savings, pensions, trusts or critical illness

Download our PDF documents

Please feel free to download the below PDF information documents.

Smart Money May-June 2019

Smart Money May-June 2019

Download this free pdf document here

A Guide to Investing July 2018

A Guide to Investing July 2018

Download this free pdf document here

A Guide to Estate Preservation January 2018

A Guide to Estate Preservation January 2018

Download this free pdf document here

A Guide to SIPPs Nov 2017

A Guide to SIPPs Nov 2017

Download this free pdf document here

Smart Money March-April 2019

Smart Money March-April 2019

Download this free pdf document here

Smart Money July-August 2018

Smart Money July-August 2018

Download this free pdf document here

Smart Money Nov - Dec 2017

Smart Money Nov – Dec 2017

Download this free pdf document here

Guide to the New Inheritance Tax rules 2017

Guide to the New Inheritance Tax rules 2017

Download this free pdf document here

a-guide-to-professional-advice-november-2016

a-guide-to-professional-advice-november-2016

Download this free pdf document here

A guide to Wealth Creation 2019

A guide to Wealth Creation 2019

Download this free pdf document here

a-guide-to-wealth-management-november-2016

a-guide-to-wealth-management-november-2016

Download this free pdf document here

What our clients say

“Very many thanks for all you do for us – above and beyond the call of duty!”

Mr & Mrs S of Brackley

“Thank you. A comprehensive and efficient service”.

Mr A of Silverstone

“Mclay James have proven to be as good as their word in providing excellent service standards with professional advice. Strongly recommended”.

Mr C of Northampton

“Received fantastic advice over and above our expectations. They took the time to understand our situation and provided the solutions which we did not fully appreciate until later. Very thorough and professional and we have recommended them on to our family”.

Mr & Mrs R of Towcester

“Having dealt with Colin and the investment team over many years through some pretty turbulent market conditions I can honestly state Mclay James have provided an outstanding service with high professional standards”.

Mr T of South Northamptonshire

“Just a quick note to thank you for your reassuring letter of 1st October 2011. It was kind and thoughtful of you to take the time to write. I feel fortunate to have you to advise me about ‘eggs in baskets’ ”.

Ms A of Hitchin

“My wife and I would like to register our sincere thanks to Mclay James Ltd and in particular Colin Reid, for the outstanding service and advice we have received. I cannot fully express in words my gratitude to Colin and the three companies for all their support and assistance. Without the monies received my wife and I would have been in financial difficulty. My wife has also received excellent advice and support from Colin and we would obviously recommend Mclay James”.

Mr & Mrs C of Peterborough