01327 350 314
enquiries@mclayjames.co.uk

24 Brackley Road, Towcester, NN12 6DJ

Investments & Savings

Mclay James have been advising clients on their Investments and Savings over many years and have built a strong reputation for supporting clients in enhancing their wealth.

Whether the investment is for Tax Planning, School Fees Planning, Income or simply to provide potential growth, Mclay James as professional advisers will utilise all the available relevant investment opportunities to maximise performance.

The financial planning approach adopted by Mclay James ensures suitability of the advice which leads to the best possible outcome for clients...read more

Pensions

Paying into your pension may not be top of your to-do list, but delaying your retirement planning could impact the potential growth of your pension plus you could be passing up the opportunity for valuable tax relief.

Preparing for retirement doesn’t start in the days and weeks before you stop work.

With professional advice and regular reviews we can help you keep your retirement plans on track.

At Mclay James...read more

Tax Trusts & IHT Planning

“In this World nothing can be said to be certain, except death and tax’s” Benjamin Franklin in 1789

With greater wealth comes larger taxes and the subsequent consequences of this.

At Mclay James we understand that you may feel confused and overwhelmed by the sheer number of Taxes and Trusts around and how you can best manage or mitigate their effect on you and your family.  We can, with our expertise and in conjunction with other professionals...read more

Protection

It is important to provide for people who financially depend on you and protection is the best way to do this

The main types of protection are;

Level Term Assurance Pays out a tax-free lump sum upon death within the policy term and cover can be extended to include critical illness cover and terminal illness cover.

Decreasing Term Assurance – sometimes...read more

Long Term Care

Long Term Care insurance provides the financial support you need either yourself or for a loved one who is suffering from an illness or find themselves unable to perform everyday tasks due to frailty or disability.

Benefits can be paid tax-free, if paid to a registered care provider and taxed if paid direct to the plan holder.  They can also be arranged to keep pace with the rising cost of care.

Government benefits may not be enough to pay for the full cost of long...read more

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ANGLO AMERICAN 3024 -88.5
ASSOCIAT BRIT FOODS 2356 64
ADMIRAL GROUP 3157 47
ABERDEEN ASSET MGMT #N/A #N/A
AGGREKO 862 0
AMEC #N/A #N/A
ANTOFAGASTA 1503.5 -28.5
ARM HOLDINGS #N/A #N/A
ASHMORE GRP 405.2 1
AVIVA 423.1 6.2
ASTRAZENECA 8365 17
BAE SYSTEMS 535.2 1.4
BARCLAYS 177.58 -1.82
BRIT AMER TOBACCO 2846.5 51
BG GROUP #N/A #N/A
BRIT LAND CO REIT 509 -5.8
BHP BILLITON #N/A #N/A
BUNZL 2301 16
BP 326.7 -3.7
BURBERRY GROUP 2242 23
B SKY B GROUP #N/A #N/A
BT GROUP 195.5 3.65
CARNIVAL 1751.92 -21.48
CENTRICA 52.56 -0.2
COMPASS GROUP 1630.3 20.3
CAPITA 40.39 0.74
CRODA INTL PLC 7146 30
CRH PLC 3642 -19
CAP SHOP CENTRES #N/A #N/A
DIAGEO 3462 27.5
MAN GROUP 188.6 1.25
EURASIAN NATURAL #N/A #N/A
EVRAZ 636.4 2.8
EXPERIAN 2740.71 35.71
FRESNILLO 852.2 -9.6
G4S #N/A #N/A
GKN #N/A #N/A
GLENCORE INTL 322.25 -5.4
GLAXOSMITHKLINE 1414.4 7
HARGREAVES LANS 1644.5 8
HAMMERSON REIT 44 -0.25
HSBC HLDG 433.35 -6.1
INTL. CONS. AIR GRP 199.96 5.24
ICAP #N/A #N/A
INTERCONT HOTELS 5038 0
IMI PLC 1710 7
IMPERIAL TOBACCO #N/A #N/A
INTERNATIONAL POWER #N/A #N/A
INTERTEK GROUP 5448 28
ITV 129.3 -1.95
JOHNSON MATTHEY PLC 3107 29
KAZAKHMYS #N/A #N/A
KINGFISHER 350.1 5.8
LAND SEC R.E.I.T. 712.4 -6.2
LEGAL & GENERAL 280.9 4
LLOYDS BANKING GRP 47.83 -0.01
MEGGITT 490.7 2.9
MARKS & SPENCER 155.02 -1.98
MORRISON SUPERMKTS 177.65 0.95
NATIONAL GRID 923.5 3.5
NEXT 8144 76
OLD MUTUAL #N/A #N/A
PETROFAC 131 -1.5
POLYMETAL INTL 1653 -1
PRUDENTIAL 1499.5 14.5
PEARSON 861.8 10.8
RECKITT BENCK GRP #N/A #N/A
ROYAL BK SCOTL GR #N/A #N/A
ROYAL DUTCH SHELL-B 1393.4 -0.2
REED ELSEVIER PLC 1918.5 9
REXAM #N/A #N/A
RIO TINTO 6056 -36
ROLLS-ROYCE HLDGS 108.92 1.56
RANDGOLD RESOURCES #N/A #N/A
RSA INSUR GRP #N/A #N/A
RESOLUTION NPV #N/A #N/A
SABMILLER #N/A #N/A
SAINSBURY 255.5 1.7
SCHRODERS 3586 15
SCHRODERS NVTG 2660 5
SAGE GRP 674.8 6.4
SHIRE #N/A #N/A
STANDARD LIFE #N/A #N/A
SMITHS GROUP 1622 20
SMITH & NEPHEW 1552.19 2.69
SERCO GROUP 144 2
SSE 1579.86 0.36
STANDARD CHARTERED 487.3 -4
SEVERN TRENT 2522.08 3.08
TATE & LYLE 777 -5.4
TULLOW OIL 62.8 -2.04
TESCO PLC 233.2 1.45
UNILEVER 4330 35
UNITED UTILITIES GR 1030.5 3.5
VEDANTA RESOURCES #N/A #N/A
VODAFONE GRP 130.91 0.91
WEIR GROUP 1879.05 5.05
WOLSELEY #N/A #N/A
WPP 1009 7
WHITBREAD 3261 6
XSTRATA #N/A #N/A

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When you engage Mclay James, its as easy as...

1

Listen & understand

Whatever your financial objectives, independent advice can help you make the most of your money

2

Research the options

Pensions, investment and protection markets are complex, but with professional advice you can develop strategies which precisely meet your requirements

3

Plans into action

Providing impartial advice on the broadest range of products and services, whether it’s insurance, investments, savings, pensions, trusts or critical illness

Download our PDF documents

Please feel free to download the below PDF information documents.

What our clients say

“Very many thanks for all you do for us – above and beyond the call of duty!”

Mr & Mrs S of Brackley

“Thank you. A comprehensive and efficient service”.

Mr A of Silverstone

“Mclay James have proven to be as good as their word in providing excellent service standards with professional advice. Strongly recommended”.

Mr C of Northampton

“Received fantastic advice over and above our expectations. They took the time to understand our situation and provided the solutions which we did not fully appreciate until later. Very thorough and professional and we have recommended them on to our family”.

Mr & Mrs R of Towcester

“Having dealt with Colin and the investment team over many years through some pretty turbulent market conditions I can honestly state Mclay James have provided an outstanding service with high professional standards”.

Mr T of South Northamptonshire

“Just a quick note to thank you for your reassuring letter of 1st October 2011. It was kind and thoughtful of you to take the time to write. I feel fortunate to have you to advise me about ‘eggs in baskets’ ”.

Ms A of Hitchin

“My wife and I would like to register our sincere thanks to Mclay James Ltd and in particular Colin Reid, for the outstanding service and advice we have received. I cannot fully express in words my gratitude to Colin and the three companies for all their support and assistance. Without the monies received my wife and I would have been in financial difficulty. My wife has also received excellent advice and support from Colin and we would obviously recommend Mclay James”.

Mr & Mrs C of Peterborough