01327 350 314
enquiries@mclayjames.co.uk

24 Brackley Road, Towcester, NN12 6DJ

Investments & Savings

Mclay James have been advising clients on their Investments and Savings over many years and have built a strong reputation for supporting clients in enhancing their wealth.

Whether the investment is for Tax Planning, School Fees Planning, Income or simply to provide potential growth, Mclay James as professional advisers will utilise all the available relevant investment opportunities to maximise performance.

The financial planning approach adopted by Mclay James ensures suitability of the advice which leads to the best possible outcome for clients...read more

Pensions

Paying into your pension may not be top of your to-do list, but delaying your retirement planning could impact the potential growth of your pension plus you could be passing up the opportunity for valuable tax relief.

Preparing for retirement doesn’t start in the days and weeks before you stop work.

With professional advice and regular reviews we can help you keep your retirement plans on track.

At Mclay James...read more

Tax Trusts & IHT Planning

“In this World nothing can be said to be certain, except death and tax’s” Benjamin Franklin in 1789

With greater wealth comes larger taxes and the subsequent consequences of this.

At Mclay James we understand that you may feel confused and overwhelmed by the sheer number of Taxes and Trusts around and how you can best manage or mitigate their effect on you and your family.  We can, with our expertise and in conjunction with other professionals...read more

Protection

It is important to provide for people who financially depend on you and protection is the best way to do this

The main types of protection are;

Level Term Assurance Pays out a tax-free lump sum upon death within the policy term and cover can be extended to include critical illness cover and terminal illness cover.

Decreasing Term Assurance – sometimes...read more

Long Term Care

Long Term Care insurance provides the financial support you need either yourself or for a loved one who is suffering from an illness or find themselves unable to perform everyday tasks due to frailty or disability.

Benefits can be paid tax-free, if paid to a registered care provider and taxed if paid direct to the plan holder.  They can also be arranged to keep pace with the rising cost of care.

Government benefits may not be enough to pay for the full cost of long...read more

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ANGLO AMERICAN 1964.2 21.4
ASSOCIAT BRIT FOODS 2467 -76
ADMIRAL GROUP 2260 -2
ABERDEEN ASSET MGMT #N/A #N/A
AGGREKO 733.2 0
AMEC #N/A #N/A
ANTOFAGASTA 809.4 -6.8
ARM HOLDINGS #N/A #N/A
ASHMORE GRP 538 -1.5
AVIVA 385.7 -3.8
ASTRAZENECA 7399 -47
BAE SYSTEMS 648.2 -11.4
BARCLAYS 167.9 -2.12
BRIT AMER TOBACCO 3220 -16.5
BG GROUP #N/A #N/A
BRIT LAND CO REIT 541.6 -9.6
BHP BILLITON #N/A #N/A
BUNZL 2087 86
BP 435.4 -2.85
BURBERRY GROUP 1772 -23
B SKY B GROUP #N/A #N/A
BT GROUP 149.08 -2.18
CARNIVAL 2725 -80
CENTRICA 75.68 -1.1
COMPASS GROUP 1895.5 5
CAPITA 143.7 -0.25
CRODA INTL PLC 4810 -110
CRH PLC 2797 -16
CAP SHOP CENTRES #N/A #N/A
DIAGEO 2980.5 -31.5
MAN GROUP 152.9 -1.05
EURASIAN NATURAL #N/A #N/A
EVRAZ 364 -3.6
EXPERIAN 2759 -17
FRESNILLO 724.6 -10.4
G4S 192.3 -2.3
GKN #N/A #N/A
GLENCORE INTL 211 -0.55
GLAXOSMITHKLINE 1612 -17.8
HARGREAVES LANS 1667 -8.5
HAMMERSON REIT 224.3 2.2
HSBC HLDG 542.3 -8.5
INTL. CONS. AIR GRP 560 -6
ICAP #N/A #N/A
INTERCONT HOTELS 4726 -15
IMI PLC 1023 -14.5
IMPERIAL TOBACCO #N/A #N/A
INTERNATIONAL POWER #N/A #N/A
INTERTEK GROUP 5618 -52
ITV 125.6 -0.85
JOHNSON MATTHEY PLC 2631 5
KAZAKHMYS 446.5 -6.1
KINGFISHER 202.3 -5.6
LAND SEC R.E.I.T. 934.4 -10.8
LEGAL & GENERAL 292.7 -8.1
LLOYDS BANKING GRP 52.59 -0.52
MEGGITT 575.6 -18.8
MARKS & SPENCER 181.55 2.5
MORRISON SUPERMKTS 181.55 -1.35
NATIONAL GRID 1041.4 -3.2
NEXT 6732 -32
OLD MUTUAL #N/A #N/A
PETROFAC 365.9 7.4
POLYMETAL INTL 1342.5 -2.5
PRUDENTIAL 1442 21.5
PEARSON 590.6 11
RECKITT BENCK GRP 6098 -149
ROYAL BK SCOTL GR 195.2 -2.55
ROYAL DUTCH SHELL-B 1803.14 -18.86
REED ELSEVIER PLC 1994.5 -9.5
REXAM #N/A #N/A
RIO TINTO 3985.5 20
ROLLS-ROYCE HLDGS 618.4 -10
RANDGOLD RESOURCES #N/A #N/A
RSA INSUR GRP 544.2 -3
RESOLUTION NPV #N/A #N/A
SABMILLER #N/A #N/A
SAINSBURY 205.8 -1.1
SCHRODERS 3166 -30
SCHRODERS NVTG 2441.25 -18.75
SAGE GRP 747.8 -10
SHIRE #N/A #N/A
STANDARD LIFE #N/A #N/A
SMITHS GROUP 1664 -4
SMITH & NEPHEW 1863.5 -26.5
SERCO GROUP 152.7 -0.1
SSE 1616.5 -39
STANDARD CHARTERED 593.4 -13.2
SEVERN TRENT 2626 -30
TATE & LYLE 761.8 -8.6
TULLOW OIL 38.08 2.08
TESCO PLC 247.4 -1.9
UNILEVER 4419 -64
UNITED UTILITIES GR 1015.6 -16.4
VEDANTA RESOURCES #N/A #N/A
VODAFONE GRP 149.31 -1.37
WEIR GROUP 1259.5 -1.5
WOLSELEY #N/A #N/A
WPP 925.6 1.2
WHITBREAD 4421 -30
XSTRATA #N/A #N/A

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When you engage Mclay James, its as easy as...

1

Listen & understand

Whatever your financial objectives, independent advice can help you make the most of your money

2

Research the options

Pensions, investment and protection markets are complex, but with professional advice you can develop strategies which precisely meet your requirements

3

Plans into action

Providing impartial advice on the broadest range of products and services, whether it’s insurance, investments, savings, pensions, trusts or critical illness

Download our PDF documents

Please feel free to download the below PDF information documents.

What our clients say

“Very many thanks for all you do for us – above and beyond the call of duty!”

Mr & Mrs S of Brackley

“Thank you. A comprehensive and efficient service”.

Mr A of Silverstone

“Mclay James have proven to be as good as their word in providing excellent service standards with professional advice. Strongly recommended”.

Mr C of Northampton

“Received fantastic advice over and above our expectations. They took the time to understand our situation and provided the solutions which we did not fully appreciate until later. Very thorough and professional and we have recommended them on to our family”.

Mr & Mrs R of Towcester

“Having dealt with Colin and the investment team over many years through some pretty turbulent market conditions I can honestly state Mclay James have provided an outstanding service with high professional standards”.

Mr T of South Northamptonshire

“Just a quick note to thank you for your reassuring letter of 1st October 2011. It was kind and thoughtful of you to take the time to write. I feel fortunate to have you to advise me about ‘eggs in baskets’ ”.

Ms A of Hitchin

“My wife and I would like to register our sincere thanks to Mclay James Ltd and in particular Colin Reid, for the outstanding service and advice we have received. I cannot fully express in words my gratitude to Colin and the three companies for all their support and assistance. Without the monies received my wife and I would have been in financial difficulty. My wife has also received excellent advice and support from Colin and we would obviously recommend Mclay James”.

Mr & Mrs C of Peterborough