01327 350 314
enquiries@mclayjames.co.uk

24 Brackley Road, Towcester, NN12 6DJ

Investments & Savings

Mclay James have been advising clients on their Investments and Savings over many years and have built a strong reputation for supporting clients in enhancing their wealth.

Whether the investment is for Tax Planning, School Fees Planning, Income or simply to provide potential growth, Mclay James as professional advisers will utilise all the available relevant investment opportunities to maximise performance.

The financial planning approach adopted by Mclay James ensures suitability of the advice which leads to the best possible outcome for clients...read more

Pensions

Paying into your pension may not be top of your to-do list, but delaying your retirement planning could impact the potential growth of your pension plus you could be passing up the opportunity for valuable tax relief.

Preparing for retirement doesn’t start in the days and weeks before you stop work.

With professional advice and regular reviews we can help you keep your retirement plans on track.

At Mclay James...read more

Tax Trusts & IHT Planning

“In this World nothing can be said to be certain, except death and tax’s” Benjamin Franklin in 1789

With greater wealth comes larger taxes and the subsequent consequences of this.

At Mclay James we understand that you may feel confused and overwhelmed by the sheer number of Taxes and Trusts around and how you can best manage or mitigate their effect on you and your family.  We can, with our expertise and in conjunction with other professionals...read more

Protection

It is important to provide for people who financially depend on you and protection is the best way to do this

The main types of protection are;

Level Term Assurance Pays out a tax-free lump sum upon death within the policy term and cover can be extended to include critical illness cover and terminal illness cover.

Decreasing Term Assurance – sometimes...read more

Long Term Care

Long Term Care insurance provides the financial support you need either yourself or for a loved one who is suffering from an illness or find themselves unable to perform everyday tasks due to frailty or disability.

Benefits can be paid tax-free, if paid to a registered care provider and taxed if paid direct to the plan holder.  They can also be arranged to keep pace with the rising cost of care.

Government benefits may not be enough to pay for the full cost of long...read more

Latest FTSE

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ANGLO AMERICAN 1925 40.4
ASSOCIAT BRIT FOODS 1945 -30
ADMIRAL GROUP 2286 46
ABERDEEN ASSET MGMT #N/A #N/A
AGGREKO 443.8 12.4
AMEC #N/A #N/A
ANTOFAGASTA 987 -2.2
ARM HOLDINGS #N/A #N/A
ASHMORE GRP 420.2 4.6
AVIVA 282.8 3.5
ASTRAZENECA 8505 25
BAE SYSTEMS 474.5 -3.4
BARCLAYS 117.76 5.8
BRIT AMER TOBACCO 2878 -42
BG GROUP #N/A #N/A
BRIT LAND CO REIT 378.3 3
BHP BILLITON #N/A #N/A
BUNZL 2197 66
BP 290.8 0.8
BURBERRY GROUP 1550 -26
B SKY B GROUP #N/A #N/A
BT GROUP 110 2.15
CARNIVAL 986 42
CENTRICA 39.23 1.23
COMPASS GROUP 1115 16
CAPITA 37.92 -1.04
CRODA INTL PLC 5396 74
CRH PLC 2888 84
CAP SHOP CENTRES #N/A #N/A
DIAGEO 2761.5 60
MAN GROUP 129.6 1.5
EURASIAN NATURAL #N/A #N/A
EVRAZ 299.1 10.9
EXPERIAN 2784.9 -4.1
FRESNILLO 940 14.4
G4S 119.45 1.85
GKN #N/A #N/A
GLENCORE INTL 175.38 1.86
GLAXOSMITHKLINE 1575 -17.8
HARGREAVES LANS 1555.5 -13.5
HAMMERSON REIT 73.52 -4.28
HSBC HLDG 377.8 4.5
INTL. CONS. AIR GRP 211.7 4.2
ICAP #N/A #N/A
INTERCONT HOTELS 3774 54
IMI PLC 937.5 7.5
IMPERIAL TOBACCO #N/A #N/A
INTERNATIONAL POWER #N/A #N/A
INTERTEK GROUP 5336 -62
ITV 67.3 1
JOHNSON MATTHEY PLC 2114 38
KAZAKHMYS 522 3
KINGFISHER 224.8 -0.4
LAND SEC R.E.I.T. 551.4 6.4
LEGAL & GENERAL 220.4 7.7
LLOYDS BANKING GRP 30.46 0.72
MEGGITT 311.3 -0.5
MARKS & SPENCER 96 1.12
MORRISON SUPERMKTS 182.85 4.25
NATIONAL GRID 871 21
NEXT 4717 17
OLD MUTUAL #N/A #N/A
PETROFAC 168.05 0.2
POLYMETAL INTL 1605.97 3.97
PRUDENTIAL 1235.04 2.54
PEARSON 558.8 9.6
RECKITT BENCK GRP 7614 48
ROYAL BK SCOTL GR 121.5 3.45
ROYAL DUTCH SHELL-B 1188.8 7.6
REED ELSEVIER PLC 1810 3
REXAM #N/A #N/A
RIO TINTO 4616 4
ROLLS-ROYCE HLDGS 266.7 10.4
RANDGOLD RESOURCES #N/A #N/A
RSA INSUR GRP 419.9 7.2
RESOLUTION NPV #N/A #N/A
SABMILLER #N/A #N/A
SAINSBURY 193.75 6.35
SCHRODERS 2928.76 17.76
SCHRODERS NVTG 2135 -25
SAGE GRP 657.8 1.4
SHIRE #N/A #N/A
STANDARD LIFE #N/A #N/A
SMITHS GROUP 1430.5 29.5
SMITH & NEPHEW 1517 -3
SERCO GROUP 156 1.5
SSE 1321 34
STANDARD CHARTERED 434.2 5.4
SEVERN TRENT 2379 18
TATE & LYLE 628 0.8
TULLOW OIL 29.96 -1.25
TESCO PLC 214.8 3.2
UNILEVER 4193 -22
UNITED UTILITIES GR 867 5
VEDANTA RESOURCES #N/A #N/A
VODAFONE GRP 123.42 0.78
WEIR GROUP 1048 19
WOLSELEY #N/A #N/A
WPP 585.6 10
WHITBREAD 2268 104
XSTRATA #N/A #N/A

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When you engage Mclay James, its as easy as...

1

Listen & understand

Whatever your financial objectives, independent advice can help you make the most of your money

2

Research the options

Pensions, investment and protection markets are complex, but with professional advice you can develop strategies which precisely meet your requirements

3

Plans into action

Providing impartial advice on the broadest range of products and services, whether it’s insurance, investments, savings, pensions, trusts or critical illness

Download our PDF documents

Please feel free to download the below PDF information documents.

What our clients say

“Very many thanks for all you do for us – above and beyond the call of duty!”

Mr & Mrs S of Brackley

“Thank you. A comprehensive and efficient service”.

Mr A of Silverstone

“Mclay James have proven to be as good as their word in providing excellent service standards with professional advice. Strongly recommended”.

Mr C of Northampton

“Received fantastic advice over and above our expectations. They took the time to understand our situation and provided the solutions which we did not fully appreciate until later. Very thorough and professional and we have recommended them on to our family”.

Mr & Mrs R of Towcester

“Having dealt with Colin and the investment team over many years through some pretty turbulent market conditions I can honestly state Mclay James have provided an outstanding service with high professional standards”.

Mr T of South Northamptonshire

“Just a quick note to thank you for your reassuring letter of 1st October 2011. It was kind and thoughtful of you to take the time to write. I feel fortunate to have you to advise me about ‘eggs in baskets’ ”.

Ms A of Hitchin

“My wife and I would like to register our sincere thanks to Mclay James Ltd and in particular Colin Reid, for the outstanding service and advice we have received. I cannot fully express in words my gratitude to Colin and the three companies for all their support and assistance. Without the monies received my wife and I would have been in financial difficulty. My wife has also received excellent advice and support from Colin and we would obviously recommend Mclay James”.

Mr & Mrs C of Peterborough