01327 350 314
enquiries@mclayjames.co.uk

24 Brackley Road, Towcester, NN12 6DJ

Investments & Savings

Mclay James have been advising clients on their Investments and Savings over many years and have built a strong reputation for supporting clients in enhancing their wealth.

Whether the investment is for Tax Planning, School Fees Planning, Income or simply to provide potential growth, Mclay James as professional advisers will utilise all the available relevant investment opportunities to maximise performance.

The financial planning approach adopted by Mclay James ensures suitability of the advice which leads to the best possible outcome for clients...read more

Pensions

Paying into your pension may not be top of your to-do list, but delaying your retirement planning could impact the potential growth of your pension plus you could be passing up the opportunity for valuable tax relief.

Preparing for retirement doesn’t start in the days and weeks before you stop work.

With professional advice and regular reviews we can help you keep your retirement plans on track.

At Mclay James...read more

Tax Trusts & IHT Planning

“In this World nothing can be said to be certain, except death and tax’s” Benjamin Franklin in 1789

With greater wealth comes larger taxes and the subsequent consequences of this.

At Mclay James we understand that you may feel confused and overwhelmed by the sheer number of Taxes and Trusts around and how you can best manage or mitigate their effect on you and your family.  We can, with our expertise and in conjunction with other professionals...read more

Protection

It is important to provide for people who financially depend on you and protection is the best way to do this

The main types of protection are;

Level Term Assurance Pays out a tax-free lump sum upon death within the policy term and cover can be extended to include critical illness cover and terminal illness cover.

Decreasing Term Assurance – sometimes...read more

Long Term Care

Long Term Care insurance provides the financial support you need either yourself or for a loved one who is suffering from an illness or find themselves unable to perform everyday tasks due to frailty or disability.

Benefits can be paid tax-free, if paid to a registered care provider and taxed if paid direct to the plan holder.  They can also be arranged to keep pace with the rising cost of care.

Government benefits may not be enough to pay for the full cost of long...read more

Latest FTSE

Company Price Change
ANGLO AMERICAN 1971.2 14.2
ASSOCIAT BRIT FOODS 2333 19
ADMIRAL GROUP 2142 -5
ABERDEEN ASSET MGMT #N/A #N/A
AGGREKO 766 0
AMEC #N/A #N/A
ANTOFAGASTA 940 1.8
ARM HOLDINGS #N/A #N/A
ASHMORE GRP 416 -1
AVIVA 404.2 -4.8
ASTRAZENECA 6412.14 36.14
BAE SYSTEMS 452.2 -5
BARCLAYS 153.82 -1.72
BRIT AMER TOBACCO 3089.5 14
BG GROUP #N/A #N/A
BRIT LAND CO REIT 590.54 0.14
BHP BILLITON #N/A #N/A
BUNZL 2441 -8
BP 551 2.8
BURBERRY GROUP 1859.5 15
B SKY B GROUP #N/A #N/A
BT GROUP 220.19 -1.31
CARNIVAL 4147 -4
CENTRICA 119.35 1.3
COMPASS GROUP 1748.5 6
CAPITA 120.25 -1.75
CRODA INTL PLC 4906 16
CRH PLC 2290 -45
CAP SHOP CENTRES #N/A #N/A
DIAGEO 3100.5 11
MAN GROUP 129.7 -1.8
EURASIAN NATURAL #N/A #N/A
EVRAZ 607.8 13
EXPERIAN 2023 20
FRESNILLO 861.4 11.4
G4S 184.2 0.35
GKN #N/A #N/A
GLENCORE INTL 312.2 2.1
GLAXOSMITHKLINE 1563 13.2
HARGREAVES LANS 1771.5 1
HAMMERSON REIT 337.5 1
HSBC HLDG 614.2 0
INTL. CONS. AIR GRP 510.4 -10.6
ICAP #N/A #N/A
INTERCONT HOTELS 4554.5 19.5
IMI PLC 936 -2.5
IMPERIAL TOBACCO #N/A #N/A
INTERNATIONAL POWER #N/A #N/A
INTERTEK GROUP 4771 26
ITV 127.1 0.2
JOHNSON MATTHEY PLC 3072 -1
KAZAKHMYS 624 -1.2
KINGFISHER 226 -1.3
LAND SEC R.E.I.T. 909 0
LEGAL & GENERAL 266.8 -1.7
LLOYDS BANKING GRP 61.47 -0.58
MEGGITT 494.4 -1.4
MARKS & SPENCER 268 -0.2
MORRISON SUPERMKTS 224.25 0.5
NATIONAL GRID 884.8 4.8
NEXT 5378 2
OLD MUTUAL #N/A #N/A
PETROFAC 465.6 -6.8
POLYMETAL INTL 874.6 3.6
PRUDENTIAL 1540.5 -3.5
PEARSON 825 -0.8
RECKITT BENCK GRP 6368 53
ROYAL BK SCOTL GR 246.1 -1.8
ROYAL DUTCH SHELL-B 2404 14
REED ELSEVIER PLC 1616 10
REXAM #N/A #N/A
RIO TINTO 4317 17.5
ROLLS-ROYCE HLDGS 876.2 -18.8
RANDGOLD RESOURCES #N/A #N/A
RSA INSUR GRP 501 -2
RESOLUTION NPV #N/A #N/A
SABMILLER #N/A #N/A
SAINSBURY 234.9 0.1
SCHRODERS 2673 0
SCHRODERS NVTG 2140 -10
SAGE GRP 682.4 1.2
SHIRE #N/A #N/A
STANDARD LIFE #N/A #N/A
SMITHS GROUP 1391.5 -10.5
SMITH & NEPHEW 1503.5 8
SERCO GROUP 127.6 -0.5
SSE 1223.5 6
STANDARD CHARTERED 578 -2.7
SEVERN TRENT 2054 25
TATE & LYLE 710 1.8
TULLOW OIL 231.09 2.99
TESCO PLC 231.7 -1.1
UNILEVER 4346 16.5
UNITED UTILITIES GR 842.8 5.4
VEDANTA RESOURCES #N/A #N/A
VODAFONE GRP 141.04 -0.64
WEIR GROUP 1521.48 -5.03
WOLSELEY #N/A #N/A
WPP 800.86 -4.14
WHITBREAD 4976 19
XSTRATA #N/A #N/A

Latest GBP Exchange Rates

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When you engage Mclay James, its as easy as...

1

Listen & understand

Whatever your financial objectives, independent advice can help you make the most of your money

2

Research the options

Pensions, investment and protection markets are complex, but with professional advice you can develop strategies which precisely meet your requirements

3

Plans into action

Providing impartial advice on the broadest range of products and services, whether it’s insurance, investments, savings, pensions, trusts or critical illness

Download our PDF documents

Please feel free to download the below PDF information documents.

A Guide to Investing July 2018

A Guide to Investing July 2018

Download this free pdf document here

A Guide to Estate Preservation January 2018

A Guide to Estate Preservation January 2018

Download this free pdf document here

A Guide to SIPPs Nov 2017

A Guide to SIPPs Nov 2017

Download this free pdf document here

Smart Money March-April 2019

Smart Money March-April 2019

Download this free pdf document here

Smart Money July-August 2018

Smart Money July-August 2018

Download this free pdf document here

Smart Money Nov - Dec 2017

Smart Money Nov – Dec 2017

Download this free pdf document here

Guide to the New Inheritance Tax rules 2017

Guide to the New Inheritance Tax rules 2017

Download this free pdf document here

a-guide-to-professional-advice-november-2016

a-guide-to-professional-advice-november-2016

Download this free pdf document here

A guide to Wealth Creation 2019

A guide to Wealth Creation 2019

Download this free pdf document here

a-guide-to-wealth-management-november-2016

a-guide-to-wealth-management-november-2016

Download this free pdf document here

What our clients say

“Very many thanks for all you do for us – above and beyond the call of duty!”

Mr & Mrs S of Brackley

“Thank you. A comprehensive and efficient service”.

Mr A of Silverstone

“Mclay James have proven to be as good as their word in providing excellent service standards with professional advice. Strongly recommended”.

Mr C of Northampton

“Received fantastic advice over and above our expectations. They took the time to understand our situation and provided the solutions which we did not fully appreciate until later. Very thorough and professional and we have recommended them on to our family”.

Mr & Mrs R of Towcester

“Having dealt with Colin and the investment team over many years through some pretty turbulent market conditions I can honestly state Mclay James have provided an outstanding service with high professional standards”.

Mr T of South Northamptonshire

“Just a quick note to thank you for your reassuring letter of 1st October 2011. It was kind and thoughtful of you to take the time to write. I feel fortunate to have you to advise me about ‘eggs in baskets’ ”.

Ms A of Hitchin

“My wife and I would like to register our sincere thanks to Mclay James Ltd and in particular Colin Reid, for the outstanding service and advice we have received. I cannot fully express in words my gratitude to Colin and the three companies for all their support and assistance. Without the monies received my wife and I would have been in financial difficulty. My wife has also received excellent advice and support from Colin and we would obviously recommend Mclay James”.

Mr & Mrs C of Peterborough