01327 350 314
enquiries@mclayjames.co.uk

24 Brackley Road, Towcester, NN12 6DJ

Investments & Savings

Mclay James have been advising clients on their Investments and Savings over many years and have built a strong reputation for supporting clients in enhancing their wealth.

Whether the investment is for Tax Planning, School Fees Planning, Income or simply to provide potential growth, Mclay James as professional advisers will utilise all the available relevant investment opportunities to maximise performance.

The financial planning approach adopted by Mclay James ensures suitability of the advice which leads to the best possible outcome for clients...read more

Pensions

Paying into your pension may not be top of your to-do list, but delaying your retirement planning could impact the potential growth of your pension plus you could be passing up the opportunity for valuable tax relief.

Preparing for retirement doesn’t start in the days and weeks before you stop work.

With professional advice and regular reviews we can help you keep your retirement plans on track.

At Mclay James...read more

Tax Trusts & IHT Planning

“In this World nothing can be said to be certain, except death and tax’s” Benjamin Franklin in 1789

With greater wealth comes larger taxes and the subsequent consequences of this.

At Mclay James we understand that you may feel confused and overwhelmed by the sheer number of Taxes and Trusts around and how you can best manage or mitigate their effect on you and your family.  We can, with our expertise and in conjunction with other professionals...read more

Protection

It is important to provide for people who financially depend on you and protection is the best way to do this

The main types of protection are;

Level Term Assurance Pays out a tax-free lump sum upon death within the policy term and cover can be extended to include critical illness cover and terminal illness cover.

Decreasing Term Assurance – sometimes...read more

Long Term Care

Long Term Care insurance provides the financial support you need either yourself or for a loved one who is suffering from an illness or find themselves unable to perform everyday tasks due to frailty or disability.

Benefits can be paid tax-free, if paid to a registered care provider and taxed if paid direct to the plan holder.  They can also be arranged to keep pace with the rising cost of care.

Government benefits may not be enough to pay for the full cost of long...read more

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ANGLO AMERICAN 1897.6 -81.4
ASSOCIAT BRIT FOODS 1827.5 -92.5
ADMIRAL GROUP 2767 -51
ABERDEEN ASSET MGMT #N/A #N/A
AGGREKO 359 -16.8
AMEC #N/A #N/A
ANTOFAGASTA 1067 -23
ARM HOLDINGS #N/A #N/A
ASHMORE GRP 365.8 -14.8
AVIVA 281.6 -10.7
ASTRAZENECA 8561 -185
BAE SYSTEMS 507.4 -21
BARCLAYS 92.8 -4.62
BRIT AMER TOBACCO 2622.87 -45.13
BG GROUP #N/A #N/A
BRIT LAND CO REIT 332.1 -17.9
BHP BILLITON #N/A #N/A
BUNZL 2435 -22
BP 237.55 -8.2
BURBERRY GROUP 1501.5 -73.5
B SKY B GROUP #N/A #N/A
BT GROUP 105.17 -4.18
CARNIVAL 908.6 -39
CENTRICA 39.65 -2.14
COMPASS GROUP 1208.5 -54.5
CAPITA 26.91 -2.75
CRODA INTL PLC 6158 -110
CRH PLC 2781 -147
CAP SHOP CENTRES #N/A #N/A
DIAGEO 2498 -70.5
MAN GROUP 118.75 -1.5
EURASIAN NATURAL #N/A #N/A
EVRAZ 332.8 -14.6
EXPERIAN 2996 -128
FRESNILLO 1324.5 -18.5
G4S 188.3 -5.3
GKN #N/A #N/A
GLENCORE INTL 175.68 -4.92
GLAXOSMITHKLINE 1495.2 -30.4
HARGREAVES LANS 1581.5 -66.5
HAMMERSON REIT 18.44 -2.56
HSBC HLDG 290.15 -13.85
INTL. CONS. AIR GRP 98.44 -12.11
ICAP #N/A #N/A
INTERCONT HOTELS 4007 -130
IMI PLC 1025 -35
IMPERIAL TOBACCO #N/A #N/A
INTERNATIONAL POWER #N/A #N/A
INTERTEK GROUP 6286 -132
ITV 60.32 -4.28
JOHNSON MATTHEY PLC 2352 -137
KAZAKHMYS 562.6 -25.4
KINGFISHER 264.9 -5.4
LAND SEC R.E.I.T. 516 -21.8
LEGAL & GENERAL 183.6 -8.95
LLOYDS BANKING GRP 24.12 -1.12
MEGGITT 259.6 -9.3
MARKS & SPENCER 105.05 -5.7
MORRISON SUPERMKTS 176.1 1.85
NATIONAL GRID 833 -15.2
NEXT 5960 -294
OLD MUTUAL #N/A #N/A
PETROFAC 124.3 -12.1
POLYMETAL INTL 1710.5 -53
PRUDENTIAL 1119 -51
PEARSON 485.2 -13.5
RECKITT BENCK GRP 7340 -90
ROYAL BK SCOTL GR #N/A #N/A
ROYAL DUTCH SHELL-B 972.5 -17.7
REED ELSEVIER PLC 1727.5 -72.5
REXAM #N/A #N/A
RIO TINTO 4851.5 -155.5
ROLLS-ROYCE HLDGS 165.05 -15.1
RANDGOLD RESOURCES #N/A #N/A
RSA INSUR GRP 468.1 -11.2
RESOLUTION NPV #N/A #N/A
SABMILLER #N/A #N/A
SAINSBURY 193.4 -1.6
SCHRODERS 2749 -91
SCHRODERS NVTG 1994 14
SAGE GRP 713 -17.8
SHIRE #N/A #N/A
STANDARD LIFE #N/A #N/A
SMITHS GROUP 1393 -51.5
SMITH & NEPHEW 1462.5 -80
SERCO GROUP 125.9 -5.6
SSE 1172.5 -42.5
STANDARD CHARTERED 341.3 -18.1
SEVERN TRENT 2374 -83
TATE & LYLE 671.2 -24.6
TULLOW OIL 15.57 -1.35
TESCO PLC 223.7 4.1
UNILEVER 4668 -72
UNITED UTILITIES GR 838.6 -31.8
VEDANTA RESOURCES #N/A #N/A
VODAFONE GRP 104 -3.66
WEIR GROUP 1247 -64.5
WOLSELEY #N/A #N/A
WPP 564.2 -35.4
WHITBREAD 2142 -58
XSTRATA #N/A #N/A

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When you engage Mclay James, its as easy as...

1

Listen & understand

Whatever your financial objectives, independent advice can help you make the most of your money

2

Research the options

Pensions, investment and protection markets are complex, but with professional advice you can develop strategies which precisely meet your requirements

3

Plans into action

Providing impartial advice on the broadest range of products and services, whether it’s insurance, investments, savings, pensions, trusts or critical illness

Download our PDF documents

Please feel free to download the below PDF information documents.

What our clients say

“Very many thanks for all you do for us – above and beyond the call of duty!”

Mr & Mrs S of Brackley

“Thank you. A comprehensive and efficient service”.

Mr A of Silverstone

“Mclay James have proven to be as good as their word in providing excellent service standards with professional advice. Strongly recommended”.

Mr C of Northampton

“Received fantastic advice over and above our expectations. They took the time to understand our situation and provided the solutions which we did not fully appreciate until later. Very thorough and professional and we have recommended them on to our family”.

Mr & Mrs R of Towcester

“Having dealt with Colin and the investment team over many years through some pretty turbulent market conditions I can honestly state Mclay James have provided an outstanding service with high professional standards”.

Mr T of South Northamptonshire

“Just a quick note to thank you for your reassuring letter of 1st October 2011. It was kind and thoughtful of you to take the time to write. I feel fortunate to have you to advise me about ‘eggs in baskets’ ”.

Ms A of Hitchin

“My wife and I would like to register our sincere thanks to Mclay James Ltd and in particular Colin Reid, for the outstanding service and advice we have received. I cannot fully express in words my gratitude to Colin and the three companies for all their support and assistance. Without the monies received my wife and I would have been in financial difficulty. My wife has also received excellent advice and support from Colin and we would obviously recommend Mclay James”.

Mr & Mrs C of Peterborough