01327 350 314
enquiries@mclayjames.co.uk

24 Brackley Road, Towcester, NN12 6DJ

Investments & Savings

Mclay James have been advising clients on their Investments and Savings over many years and have built a strong reputation for supporting clients in enhancing their wealth.

Whether the investment is for Tax Planning, School Fees Planning, Income or simply to provide potential growth, Mclay James as professional advisers will utilise all the available relevant investment opportunities to maximise performance.

The financial planning approach adopted by Mclay James ensures suitability of the advice which leads to the best possible outcome for clients...read more

Pensions

Paying into your pension may not be top of your to-do list, but delaying your retirement planning could impact the potential growth of your pension plus you could be passing up the opportunity for valuable tax relief.

Preparing for retirement doesn’t start in the days and weeks before you stop work.

With professional advice and regular reviews we can help you keep your retirement plans on track.

At Mclay James...read more

Tax Trusts & IHT Planning

“In this World nothing can be said to be certain, except death and tax’s” Benjamin Franklin in 1789

With greater wealth comes larger taxes and the subsequent consequences of this.

At Mclay James we understand that you may feel confused and overwhelmed by the sheer number of Taxes and Trusts around and how you can best manage or mitigate their effect on you and your family.  We can, with our expertise and in conjunction with other professionals...read more

Protection

It is important to provide for people who financially depend on you and protection is the best way to do this

The main types of protection are;

Level Term Assurance Pays out a tax-free lump sum upon death within the policy term and cover can be extended to include critical illness cover and terminal illness cover.

Decreasing Term Assurance – sometimes...read more

Long Term Care

Long Term Care insurance provides the financial support you need either yourself or for a loved one who is suffering from an illness or find themselves unable to perform everyday tasks due to frailty or disability.

Benefits can be paid tax-free, if paid to a registered care provider and taxed if paid direct to the plan holder.  They can also be arranged to keep pace with the rising cost of care.

Government benefits may not be enough to pay for the full cost of long...read more

Latest FTSE

Company Price Change
ANGLO AMERICAN 859.16 19.56
ASSOCIAT BRIT FOODS 2954.13 2.13
ADMIRAL GROUP 2046.46 -15.54
ABERDEEN ASSET MGMT 331.86 0.76
AGGREKO 1065.9 7.9
AMEC #N/A #N/A
ANTOFAGASTA 541.45 14.45
ARM HOLDINGS 1687 -1
ASHMORE GRP 359.97 0.67
AVIVA 418.61 0.91
ASTRAZENECA 4954.55 -56.45
BAE SYSTEMS 534.3 5.8
BARCLAYS 165.99 1.64
BRIT AMER TOBACCO 4815.46 -0.54
BG GROUP 0 #N/A
BRIT LAND CO REIT 661.38 0.88
BHP BILLITON 1079.9 32.9
BUNZL 2419.78 34.78
BP 433.96 1.96
BURBERRY GROUP 1318.93 -14.07
B SKY B GROUP #N/A #N/A
BT GROUP 394.76 0.56
CARNIVAL 3637.57 15.57
CENTRICA 235.91 -0.59
COMPASS GROUP 1460.4 0.4
CAPITA 1050.44 8.44
CRODA INTL PLC 3379.7 17.7
CRH PLC 2545.2 5.2
CAP SHOP CENTRES #N/A #N/A
DIAGEO 2151.31 1.81
MAN GROUP 109.7 -0.3
EURASIAN NATURAL 0 #N/A
EVRAZ 138.11 -1.19
EXPERIAN 1516.43 6.43
FRESNILLO 1774.05 18.05
G4S 231.15 3.35
GKN 308.85 0.05
GLENCORE INTL 184.98 5.73
GLAXOSMITHKLINE 1648.13 -4.87
HARGREAVES LANS 1331.87 1.87
HAMMERSON REIT 572.45 -1.55
HSBC HLDG 545.9 3.4
INTL. CONS. AIR GRP 393.18 -1.12
ICAP 478.67 -3.13
INTERCONT HOTELS 3324.9 29.9
IMI PLC 1069.9 6.9
IMPERIAL TOBACCO #N/A #N/A
INTERNATIONAL POWER 417.7 #N/A
INTERTEK GROUP 3550.68 -17.32
ITV 202.46 -0.34
JOHNSON MATTHEY PLC 3297.19 4.19
KAZAKHMYS 183.04 0.34
KINGFISHER 370.17 -1.23
LAND SEC R.E.I.T. 1093.03 -1.97
LEGAL & GENERAL 207.43 0.23
LLOYDS BANKING GRP 58.25 -0.12
MEGGITT 468.36 5.06
MARKS & SPENCER 344.87 -2.03
MORRISON SUPERMKTS 198.79 0.09
NATIONAL GRID 1073.93 -1.07
NEXT 5519.5 -15.5
OLD MUTUAL 197.58 -0.12
PETROFAC 868.81 7.81
POLYMETAL INTL 1112.9 -1.1
PRUDENTIAL 1353.5 -7
PEARSON 862.63 0.63
RECKITT BENCK GRP 7428.32 -17.68
ROYAL BK SCOTL GR 197.24 1.74
ROYAL DUTCH SHELL-B 1971.59 23.59
REED ELSEVIER PLC 1445.07 2.07
REXAM 0 #N/A
RIO TINTO 2467.28 78.28
ROLLS-ROYCE HLDGS 784.43 10.43
RANDGOLD RESOURCES 7687.2 67.2
RSA INSUR GRP 499.94 -1.06
RESOLUTION NPV #N/A #N/A
SABMILLER 4370.66 0.66
SAINSBURY 241.14 -1.26
SCHRODERS 2751.08 6.08
SCHRODERS NVTG 2056.79 -2.21
SAGE GRP 728.93 7.43
SHIRE 4850.54 -51.46
STANDARD LIFE 353.96 -0.04
SMITHS GROUP 1342.56 2.56
SMITH & NEPHEW 1225.55 -2.45
SERCO GROUP 127.94 -0.86
SSE 1518.69 0.69
STANDARD CHARTERED 619.48 2.28
SEVERN TRENT 2414.78 4.78
TATE & LYLE 734.2 2.7
TULLOW OIL 231.64 4.14
TESCO PLC 163.87 -0.18
UNILEVER 3548.78 -10.72
UNITED UTILITIES GR 981.41 4.41
VEDANTA RESOURCES 526.57 3.07
VODAFONE GRP 233.08 0.93
WEIR GROUP 1567.05 14.05
WOLSELEY 4329.61 35.61
WPP 1800.57 -2.43
WHITBREAD 4177.6 16.6
XSTRATA 0 #N/A

Latest GBP Exchange Rates

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0.762770.8936041.321267.080002101.921997

When you engage Mclay James, its as easy as...

1

Listen & understand

Whatever your financial objectives, independent advice can help you make the most of your money

2

Research the options

Pensions, investment and protection markets are complex, but with professional advice you can develop strategies which precisely meet your requirements

3

Plans into action

Providing impartial advice on the broadest range of products and services, whether it’s insurance, investments, savings, pensions, trusts or critical illness

Download our PDF documents

Please feel free to download the below PDF information documents.

A Guide to Equity Release Sept 2015

A Guide to Equity Release Sept 2015

Download this free pdf document here

A Guide to Retirement Planning Sept 2015

A Guide to Retirement Planning Sept 2015

Download this free pdf document here

Smart Money Jan-Feb 2016

Smart Money Jan-Feb 2016

Download this free pdf document here

A Guide to New ISA's 2015

A Guide to New ISA’s 2015

Download this free pdf document here

A Guide to Asset Allocation December 2014

A Guide to Asset Allocation December 2014

Download this free pdf document here

A Guide to Inheritance Tax December 2014

A Guide to Inheritance Tax December 2014

Download this free pdf document here

A Guide to New Pensions Freedom April 2015

A Guide to New Pensions Freedom April 2015

Download this free pdf document here

A Guide to Wealth Management January 2015

A Guide to Wealth Management January 2015

Download this free pdf document here

What our clients say

“Very many thanks for all you do for us – above and beyond the call of duty!”

Mr & Mrs S of Brackley

“Thank you. A comprehensive and efficient service”.

Mr A of Silverstone

“Mclay James have proven to be as good as their word in providing excellent service standards with professional advice. Strongly recommended”.

Mr C of Northampton

“Received fantastic advice over and above our expectations. They took the time to understand our situation and provided the solutions which we did not fully appreciate until later. Very thorough and professional and we have recommended them on to our family”.

Mr & Mrs R of Towcester

“Having dealt with Colin and the investment team over many years through some pretty turbulent market conditions I can honestly state Mclay James have provided an outstanding service with high professional standards”.

Mr T of South Northamptonshire

“Just a quick note to thank you for your reassuring letter of 1st October 2011. It was kind and thoughtful of you to take the time to write. I feel fortunate to have you to advise me about ‘eggs in baskets’ ”.

Ms A of Hitchin

“My wife and I would like to register our sincere thanks to Mclay James Ltd and in particular Colin Reid, for the outstanding service and advice we have received. I cannot fully express in words my gratitude to Colin and the three companies for all their support and assistance. Without the monies received my wife and I would have been in financial difficulty. My wife has also received excellent advice and support from Colin and we would obviously recommend Mclay James”.

Mr & Mrs C of Peterborough