01327 350 314
enquiries@mclayjames.co.uk

24 Brackley Road, Towcester, NN12 6DJ

Investments & Savings

Mclay James have been advising clients on their Investments and Savings over many years and have built a strong reputation for supporting clients in enhancing their wealth.

Whether the investment is for Tax Planning, School Fees Planning, Income or simply to provide potential growth, Mclay James as professional advisers will utilise all the available relevant investment opportunities to maximise performance.

The financial planning approach adopted by Mclay James ensures suitability of the advice which leads to the best possible outcome for clients...read more

Pensions

Paying into your pension may not be top of your to-do list, but delaying your retirement planning could impact the potential growth of your pension plus you could be passing up the opportunity for valuable tax relief.

Preparing for retirement doesn’t start in the days and weeks before you stop work.

With professional advice and regular reviews we can help you keep your retirement plans on track.

At Mclay James...read more

Tax Trusts & IHT Planning

“In this World nothing can be said to be certain, except death and tax’s” Benjamin Franklin in 1789

With greater wealth comes larger taxes and the subsequent consequences of this.

At Mclay James we understand that you may feel confused and overwhelmed by the sheer number of Taxes and Trusts around and how you can best manage or mitigate their effect on you and your family.  We can, with our expertise and in conjunction with other professionals...read more

Protection

It is important to provide for people who financially depend on you and protection is the best way to do this

The main types of protection are;

Level Term Assurance Pays out a tax-free lump sum upon death within the policy term and cover can be extended to include critical illness cover and terminal illness cover.

Decreasing Term Assurance – sometimes...read more

Long Term Care

Long Term Care insurance provides the financial support you need either yourself or for a loved one who is suffering from an illness or find themselves unable to perform everyday tasks due to frailty or disability.

Benefits can be paid tax-free, if paid to a registered care provider and taxed if paid direct to the plan holder.  They can also be arranged to keep pace with the rising cost of care.

Government benefits may not be enough to pay for the full cost of long...read more

Latest FTSE

Company Price Change
ANGLO AMERICAN 1122 -7
ASSOCIAT BRIT FOODS 2822 -57
ADMIRAL GROUP 2031 -12
ABERDEEN ASSET MGMT 284.9 3.2
AGGREKO 856 6
AMEC #N/A #N/A
ANTOFAGASTA 836.5 -4
ARM HOLDINGS 0 #N/A
ASHMORE GRP 358.5 2.4
AVIVA 529 1.5
ASTRAZENECA 4696 33.5
BAE SYSTEMS 632 3.5
BARCLAYS 223.05 3.85
BRIT AMER TOBACCO 5315 -13
BG GROUP 0 #N/A
BRIT LAND CO REIT 656 3.5
BHP BILLITON 1205 -9.5
BUNZL 2370 -9
BP 450.65 1.35
BURBERRY GROUP 1588 -12
B SKY B GROUP #N/A #N/A
BT GROUP 315.41 1.41
CARNIVAL 4631 17
CENTRICA 200.9 0.5
COMPASS GROUP 1532 0
CAPITA 559 -3.5
CRODA INTL PLC 3639 20
CRH PLC 2852 -2
CAP SHOP CENTRES #N/A #N/A
DIAGEO 2263.83 2.83
MAN GROUP 154 0.5
EURASIAN NATURAL 0 #N/A
EVRAZ 213.9 3.3
EXPERIAN 1650.5 9.5
FRESNILLO 1513 -3
G4S 303.4 -2.1
GKN 367 -0.4
GLENCORE INTL 311.85 6.35
GLAXOSMITHKLINE 1593.32 8.32
HARGREAVES LANS 1381.88 -6.12
HAMMERSON REIT 603 8
HSBC HLDG 643.7 5.4
INTL. CONS. AIR GRP 563.5 -5.5
ICAP 0 #N/A
INTERCONT HOTELS 3970 8
IMI PLC 1266 22
IMPERIAL TOBACCO #N/A #N/A
INTERNATIONAL POWER 417.7 #N/A
INTERTEK GROUP 4050 -1
ITV 218.4 -0.8
JOHNSON MATTHEY PLC 2944 16
KAZAKHMYS 463.7 5.2
KINGFISHER 328 -9.2
LAND SEC R.E.I.T. 1120 9
LEGAL & GENERAL 260.7 0.2
LLOYDS BANKING GRP 66.97 0.73
MEGGITT 468.1 6
MARKS & SPENCER 364.9 -2.2
MORRISON SUPERMKTS 234.1 2.7
NATIONAL GRID 1011.5 -6
NEXT 4289 -35
OLD MUTUAL 199.6 -0.8
PETROFAC 848.5 20.5
POLYMETAL INTL 1025 12
PRUDENTIAL 1695.5 4
PEARSON 639.5 -0.5
RECKITT BENCK GRP 7296 -9
ROYAL BK SCOTL GR 254.8 5.5
ROYAL DUTCH SHELL-B 2114.5 14.5
REED ELSEVIER PLC 1592 -1
REXAM 0 #N/A
RIO TINTO 3112.5 0
ROLLS-ROYCE HLDGS 813.25 3.25
RANDGOLD RESOURCES 6845 -125
RSA INSUR GRP 590.32 -2.18
RESOLUTION NPV #N/A #N/A
SABMILLER 0 #N/A
SAINSBURY 273.7 2.3
SCHRODERS 3165 23
SCHRODERS NVTG 2298 41
SAGE GRP 663 7.5
SHIRE 4624.5 60.5
STANDARD LIFE 369.5 3.3
SMITHS GROUP 1630 8
SMITH & NEPHEW 1268 7
SERCO GROUP 117.6 -0.3
SSE 1401 -16
STANDARD CHARTERED 726.5 8
SEVERN TRENT 2332 -11
TATE & LYLE 770 -6.5
TULLOW OIL 216.9 5
TESCO PLC 178.61 1.66
UNILEVER 4017.5 -3.5
UNITED UTILITIES GR 979.32 -3.18
VEDANTA RESOURCES 706.79 -1.71
VODAFONE GRP 203.25 0.65
WEIR GROUP 2086 83
WOLSELEY 4929 2
WPP 1718 -1
WHITBREAD 3990.5 -316.5
XSTRATA 0 #N/A

Latest GBP Exchange Rates

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When you engage Mclay James, its as easy as...

1

Listen & understand

Whatever your financial objectives, independent advice can help you make the most of your money

2

Research the options

Pensions, investment and protection markets are complex, but with professional advice you can develop strategies which precisely meet your requirements

3

Plans into action

Providing impartial advice on the broadest range of products and services, whether it’s insurance, investments, savings, pensions, trusts or critical illness

Download our PDF documents

Please feel free to download the below PDF information documents.

Guide to Estate Preservation 2017

Guide to Estate Preservation 2017

Download this free pdf document here

Guide to the New Inheritance Tax rules 2017

Guide to the New Inheritance Tax rules 2017

Download this free pdf document here

Smart Money March-April 2017

Smart Money March-April 2017

Download this free pdf document here

A Guide to Tax Planning for year end 2016-17

A Guide to Tax Planning for year end 2016-17

Download this free pdf document here

a-guide-to-professional-advice-november-2016

a-guide-to-professional-advice-november-2016

Download this free pdf document here

a-guide-to-investment-matters-november-2016

a-guide-to-investment-matters-november-2016

Download this free pdf document here

a-guide-to-wealth-management-november-2016

a-guide-to-wealth-management-november-2016

Download this free pdf document here

Smart Money Jan-Feb 2017

Smart Money Jan-Feb 2017

Download this free pdf document here

What our clients say

“Very many thanks for all you do for us – above and beyond the call of duty!”

Mr & Mrs S of Brackley

“Thank you. A comprehensive and efficient service”.

Mr A of Silverstone

“Mclay James have proven to be as good as their word in providing excellent service standards with professional advice. Strongly recommended”.

Mr C of Northampton

“Received fantastic advice over and above our expectations. They took the time to understand our situation and provided the solutions which we did not fully appreciate until later. Very thorough and professional and we have recommended them on to our family”.

Mr & Mrs R of Towcester

“Having dealt with Colin and the investment team over many years through some pretty turbulent market conditions I can honestly state Mclay James have provided an outstanding service with high professional standards”.

Mr T of South Northamptonshire

“Just a quick note to thank you for your reassuring letter of 1st October 2011. It was kind and thoughtful of you to take the time to write. I feel fortunate to have you to advise me about ‘eggs in baskets’ ”.

Ms A of Hitchin

“My wife and I would like to register our sincere thanks to Mclay James Ltd and in particular Colin Reid, for the outstanding service and advice we have received. I cannot fully express in words my gratitude to Colin and the three companies for all their support and assistance. Without the monies received my wife and I would have been in financial difficulty. My wife has also received excellent advice and support from Colin and we would obviously recommend Mclay James”.

Mr & Mrs C of Peterborough