01327 350 314
enquiries@mclayjames.co.uk

24 Brackley Road, Towcester, NN12 6DJ

Investments & Savings

Mclay James have been advising clients on their Investments and Savings over many years and have built a strong reputation for supporting clients in enhancing their wealth.

Whether the investment is for Tax Planning, School Fees Planning, Income or simply to provide potential growth, Mclay James as professional advisers will utilise all the available relevant investment opportunities to maximise performance.

The financial planning approach adopted by Mclay James ensures suitability of the advice which leads to the best possible outcome for clients...read more

Pensions

Paying into your pension may not be top of your to-do list, but delaying your retirement planning could impact the potential growth of your pension plus you could be passing up the opportunity for valuable tax relief.

Preparing for retirement doesn’t start in the days and weeks before you stop work.

With professional advice and regular reviews we can help you keep your retirement plans on track.

At Mclay James...read more

Tax Trusts & IHT Planning

“In this World nothing can be said to be certain, except death and tax’s” Benjamin Franklin in 1789

With greater wealth comes larger taxes and the subsequent consequences of this.

At Mclay James we understand that you may feel confused and overwhelmed by the sheer number of Taxes and Trusts around and how you can best manage or mitigate their effect on you and your family.  We can, with our expertise and in conjunction with other professionals...read more

Protection

It is important to provide for people who financially depend on you and protection is the best way to do this

The main types of protection are;

Level Term Assurance Pays out a tax-free lump sum upon death within the policy term and cover can be extended to include critical illness cover and terminal illness cover.

Decreasing Term Assurance – sometimes...read more

Long Term Care

Long Term Care insurance provides the financial support you need either yourself or for a loved one who is suffering from an illness or find themselves unable to perform everyday tasks due to frailty or disability.

Benefits can be paid tax-free, if paid to a registered care provider and taxed if paid direct to the plan holder.  They can also be arranged to keep pace with the rising cost of care.

Government benefits may not be enough to pay for the full cost of long...read more

Latest FTSE

Company Price Change
ANGLO AMERICAN 1531.6 -11.4
ASSOCIAT BRIT FOODS 2319 12
ADMIRAL GROUP 2050 0
ABERDEEN ASSET MGMT #N/A #N/A
AGGREKO 829.2 0
AMEC #N/A #N/A
ANTOFAGASTA 843.6 0
ARM HOLDINGS #N/A #N/A
ASHMORE GRP 343.65 -0.95
AVIVA 482.9 0.4
ASTRAZENECA 5939 3
BAE SYSTEMS 624.8 -0.8
BARCLAYS 182.18 0
BRIT AMER TOBACCO 4158 0
BG GROUP #N/A #N/A
BRIT LAND CO REIT 636.2 0
BHP BILLITON 1632 0
BUNZL 2325 0
BP 548.8 0.2
BURBERRY GROUP 2262 3
B SKY B GROUP #N/A #N/A
BT GROUP 227.1 1.35
CARNIVAL 4602 3
CENTRICA 146.4 0
COMPASS GROUP 1676.5 1.5
CAPITA 138.65 -1
CRODA INTL PLC 5170 0
CRH PLC 2531 -11
CAP SHOP CENTRES #N/A #N/A
DIAGEO 2791 3
MAN GROUP 172.1 0.1
EURASIAN NATURAL #N/A #N/A
EVRAZ 458.9 -2.4
EXPERIAN 1903.5 -1
FRESNILLO 910 -9.6
G4S 250.2 -0.4
GKN #N/A #N/A
GLENCORE INTL 306.28 1.43
GLAXOSMITHKLINE 1610 0
HARGREAVES LANS 2153 0
HAMMERSON REIT 487.7 -0.5
HSBC HLDG 700.2 -2.7
INTL. CONS. AIR GRP 688.6 -1.2
ICAP #N/A #N/A
INTERCONT HOTELS 4736 7
IMI PLC 1127.08 3.08
IMPERIAL TOBACCO #N/A #N/A
INTERNATIONAL POWER #N/A #N/A
INTERTEK GROUP 5292 8
ITV 166.35 0
JOHNSON MATTHEY PLC 3591 -9
KAZAKHMYS 534.69 -25.51
KINGFISHER 270 -4.5
LAND SEC R.E.I.T. 923 0
LEGAL & GENERAL 254.9 0
LLOYDS BANKING GRP 60.1 0
MEGGITT 531.6 -1.4
MARKS & SPENCER 301.98 0.58
MORRISON SUPERMKTS 263.85 0.95
NATIONAL GRID 824.5 0
NEXT 5510 -14
OLD MUTUAL #N/A #N/A
PETROFAC 605.4 0
POLYMETAL INTL 640.2 -1
PRUDENTIAL 1734 0
PEARSON 916 0
RECKITT BENCK GRP 6800 27
ROYAL BK SCOTL GR 241.75 1.15
ROYAL DUTCH SHELL-B 2515.5 2
REED ELSEVIER PLC 1704.5 0
REXAM #N/A #N/A
RIO TINTO 3689.5 0
ROLLS-ROYCE HLDGS 1014 -1
RANDGOLD RESOURCES 4976 -56
RSA INSUR GRP 632 1.2
RESOLUTION NPV #N/A #N/A
SABMILLER #N/A #N/A
SAINSBURY 338.15 -0.05
SCHRODERS 3051 -1
SCHRODERS NVTG 2420 0
SAGE GRP 664.4 0
SHIRE 4443 0
STANDARD LIFE #N/A #N/A
SMITHS GROUP 1578.5 -6
SMITH & NEPHEW 1371.5 3
SERCO GROUP 96.45 0
SSE 1264 0
STANDARD CHARTERED 650.4 -0.7
SEVERN TRENT 2006 7.5
TATE & LYLE 636.6 -3
TULLOW OIL 216.5 0
TESCO PLC 256.2 0
UNILEVER 4435 24
UNITED UTILITIES GR 748.8 0.4
VEDANTA RESOURCES 851.2 2.8
VODAFONE GRP 177.32 0.32
WEIR GROUP 1790 -2
WOLSELEY #N/A #N/A
WPP 1281.5 0
WHITBREAD 3965 0
XSTRATA #N/A #N/A

Latest GBP Exchange Rates

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When you engage Mclay James, its as easy as...

1

Listen & understand

Whatever your financial objectives, independent advice can help you make the most of your money

2

Research the options

Pensions, investment and protection markets are complex, but with professional advice you can develop strategies which precisely meet your requirements

3

Plans into action

Providing impartial advice on the broadest range of products and services, whether it’s insurance, investments, savings, pensions, trusts or critical illness

Download our PDF documents

Please feel free to download the below PDF information documents.

A Guide to Investing July 2018

A Guide to Investing July 2018

Download this free pdf document here

A Guide to Estate Preservation January 2018

A Guide to Estate Preservation January 2018

Download this free pdf document here

A Guide to SIPPs Nov 2017

A Guide to SIPPs Nov 2017

Download this free pdf document here

Smart Money July-August 2018

Smart Money July-August 2018

Download this free pdf document here

Smart Money Nov - Dec 2017

Smart Money Nov – Dec 2017

Download this free pdf document here

Guide to the New Inheritance Tax rules 2017

Guide to the New Inheritance Tax rules 2017

Download this free pdf document here

a-guide-to-professional-advice-november-2016

a-guide-to-professional-advice-november-2016

Download this free pdf document here

a-guide-to-investment-matters-november-2016

a-guide-to-investment-matters-november-2016

Download this free pdf document here

a-guide-to-wealth-management-november-2016

a-guide-to-wealth-management-november-2016

Download this free pdf document here

What our clients say

“Very many thanks for all you do for us – above and beyond the call of duty!”

Mr & Mrs S of Brackley

“Thank you. A comprehensive and efficient service”.

Mr A of Silverstone

“Mclay James have proven to be as good as their word in providing excellent service standards with professional advice. Strongly recommended”.

Mr C of Northampton

“Received fantastic advice over and above our expectations. They took the time to understand our situation and provided the solutions which we did not fully appreciate until later. Very thorough and professional and we have recommended them on to our family”.

Mr & Mrs R of Towcester

“Having dealt with Colin and the investment team over many years through some pretty turbulent market conditions I can honestly state Mclay James have provided an outstanding service with high professional standards”.

Mr T of South Northamptonshire

“Just a quick note to thank you for your reassuring letter of 1st October 2011. It was kind and thoughtful of you to take the time to write. I feel fortunate to have you to advise me about ‘eggs in baskets’ ”.

Ms A of Hitchin

“My wife and I would like to register our sincere thanks to Mclay James Ltd and in particular Colin Reid, for the outstanding service and advice we have received. I cannot fully express in words my gratitude to Colin and the three companies for all their support and assistance. Without the monies received my wife and I would have been in financial difficulty. My wife has also received excellent advice and support from Colin and we would obviously recommend Mclay James”.

Mr & Mrs C of Peterborough