01327 350 314
enquiries@mclayjames.co.uk

24 Brackley Road, Towcester, NN12 6DJ

Investments & Savings

Mclay James have been advising clients on their Investments and Savings over many years and have built a strong reputation for supporting clients in enhancing their wealth.

Whether the investment is for Tax Planning, School Fees Planning, Income or simply to provide potential growth, Mclay James as professional advisers will utilise all the available relevant investment opportunities to maximise performance.

The financial planning approach adopted by Mclay James ensures suitability of the advice which leads to the best possible outcome for clients...read more

Pensions

Paying into your pension may not be top of your to-do list, but delaying your retirement planning could impact the potential growth of your pension plus you could be passing up the opportunity for valuable tax relief.

Preparing for retirement doesn’t start in the days and weeks before you stop work.

With professional advice and regular reviews we can help you keep your retirement plans on track.

At Mclay James...read more

Tax Trusts & IHT Planning

“In this World nothing can be said to be certain, except death and tax’s” Benjamin Franklin in 1789

With greater wealth comes larger taxes and the subsequent consequences of this.

At Mclay James we understand that you may feel confused and overwhelmed by the sheer number of Taxes and Trusts around and how you can best manage or mitigate their effect on you and your family.  We can, with our expertise and in conjunction with other professionals...read more

Protection

It is important to provide for people who financially depend on you and protection is the best way to do this

The main types of protection are;

Level Term Assurance Pays out a tax-free lump sum upon death within the policy term and cover can be extended to include critical illness cover and terminal illness cover.

Decreasing Term Assurance – sometimes...read more

Long Term Care

Long Term Care insurance provides the financial support you need either yourself or for a loved one who is suffering from an illness or find themselves unable to perform everyday tasks due to frailty or disability.

Benefits can be paid tax-free, if paid to a registered care provider and taxed if paid direct to the plan holder.  They can also be arranged to keep pace with the rising cost of care.

Government benefits may not be enough to pay for the full cost of long...read more

Latest FTSE

Company Price Change
ANGLO AMERICAN 967.27 -12.83
ASSOCIAT BRIT FOODS 2583.57 -21.43
ADMIRAL GROUP 2049.38 -34.62
ABERDEEN ASSET MGMT 326.32 -3.78
AGGREKO 953.42 -3.08
AMEC #N/A #N/A
ANTOFAGASTA 520.48 -2.02
ARM HOLDINGS 0 #N/A
ASHMORE GRP 352.66 -6.94
AVIVA 438.36 -5.34
ASTRAZENECA 4990.24 -35.76
BAE SYSTEMS 523.61 -0.39
BARCLAYS 163.18 -4.12
BRIT AMER TOBACCO 4930.88 -15.62
BG GROUP 0 #N/A
BRIT LAND CO REIT 632.44 2.94
BHP BILLITON 1160.47 -7.53
BUNZL 2280.85 3.85
BP 449.12 -1.88
BURBERRY GROUP 1375.34 22.34
B SKY B GROUP #N/A #N/A
BT GROUP 382.04 -9.26
CARNIVAL 3759.2 16.2
CENTRICA 228.14 -3.66
COMPASS GROUP 1495 -1
CAPITA 668.76 -29.24
CRODA INTL PLC 3484 21
CRH PLC 2534.22 -25.78
CAP SHOP CENTRES #N/A #N/A
DIAGEO 2210.17 -13.33
MAN GROUP 112.6 -0.1
EURASIAN NATURAL 0 #N/A
EVRAZ 161 -8.5
EXPERIAN 1544 -8
FRESNILLO 1812.01 2.01
G4S 225.44 -0.56
GKN 320.31 -1.09
GLENCORE INTL 211.72 -4.13
GLAXOSMITHKLINE 1640.77 -6.73
HARGREAVES LANS 1270.28 0.28
HAMMERSON REIT 581.2 -3.3
HSBC HLDG 577.48 -0.82
INTL. CONS. AIR GRP 396.41 1.91
ICAP 465.78 -0.42
INTERCONT HOTELS 3158.71 32.71
IMI PLC 1074.09 9.09
IMPERIAL TOBACCO #N/A #N/A
INTERNATIONAL POWER 417.7 #N/A
INTERTEK GROUP 3467.26 -32.74
ITV 185.86 1.26
JOHNSON MATTHEY PLC 3283.04 2.04
KAZAKHMYS 220.81 -3.59
KINGFISHER 374.47 0.97
LAND SEC R.E.I.T. 1054.59 9.59
LEGAL & GENERAL 216.73 -2.07
LLOYDS BANKING GRP 54.2 -1.29
MEGGITT 450.92 -2.68
MARKS & SPENCER 329.55 8.45
MORRISON SUPERMKTS 217.12 -0.88
NATIONAL GRID 1092.09 -13.91
NEXT 4750.64 -50.36
OLD MUTUAL 201.64 -1.16
PETROFAC 889.89 10.39
POLYMETAL INTL 975.54 -0.46
PRUDENTIAL 1365.52 -24.98
PEARSON 755.23 5.73
RECKITT BENCK GRP 7253.64 48.64
ROYAL BK SCOTL GR 169.69 -7.41
ROYAL DUTCH SHELL-B 2002.73 -19.27
REED ELSEVIER PLC 1460.46 -4.54
REXAM 0 #N/A
RIO TINTO 2570.84 -63.16
ROLLS-ROYCE HLDGS 719.82 7.32
RANDGOLD RESOURCES 7812.5 -72.5
RSA INSUR GRP 545.93 -3.57
RESOLUTION NPV #N/A #N/A
SABMILLER 4495.43 0.43
SAINSBURY 244.64 2.24
SCHRODERS 2692.97 -7.03
SCHRODERS NVTG 2025.39 20.39
SAGE GRP 736.9 2.9
SHIRE 4997.6 -63.4
STANDARD LIFE 343.15 -1.95
SMITHS GROUP 1460.26 0.26
SMITH & NEPHEW 1233.43 -4.57
SERCO GROUP 131.25 0.85
SSE 1567.48 -9.52
STANDARD CHARTERED 628.32 -2.48
SEVERN TRENT 2503.18 -5.82
TATE & LYLE 744.21 4.21
TULLOW OIL 247.76 7.66
TESCO PLC 182.23 2.28
UNILEVER 3615.44 -36.06
UNITED UTILITIES GR 1003.19 1.19
VEDANTA RESOURCES 583 -8.5
VODAFONE GRP 221.75 -0.75
WEIR GROUP 1699.49 41.49
WOLSELEY 4354.35 46.35
WPP 1807.55 -15.45
WHITBREAD 3916 42
XSTRATA 0 #N/A

Latest GBP Exchange Rates

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When you engage Mclay James, its as easy as...

1

Listen & understand

Whatever your financial objectives, independent advice can help you make the most of your money

2

Research the options

Pensions, investment and protection markets are complex, but with professional advice you can develop strategies which precisely meet your requirements

3

Plans into action

Providing impartial advice on the broadest range of products and services, whether it’s insurance, investments, savings, pensions, trusts or critical illness

Download our PDF documents

Please feel free to download the below PDF information documents.

A Guide to Equity Release Sept 2015

A Guide to Equity Release Sept 2015

Download this free pdf document here

A Guide to Retirement Planning Sept 2015

A Guide to Retirement Planning Sept 2015

Download this free pdf document here

Smart Money Jan-Feb 2016

Smart Money Jan-Feb 2016

Download this free pdf document here

A Guide to New ISA's 2015

A Guide to New ISA’s 2015

Download this free pdf document here

A Guide to Asset Allocation December 2014

A Guide to Asset Allocation December 2014

Download this free pdf document here

A Guide to Inheritance Tax December 2014

A Guide to Inheritance Tax December 2014

Download this free pdf document here

A Guide to New Pensions Freedom April 2015

A Guide to New Pensions Freedom April 2015

Download this free pdf document here

A Guide to Wealth Management January 2015

A Guide to Wealth Management January 2015

Download this free pdf document here

What our clients say

“Very many thanks for all you do for us – above and beyond the call of duty!”

Mr & Mrs S of Brackley

“Thank you. A comprehensive and efficient service”.

Mr A of Silverstone

“Mclay James have proven to be as good as their word in providing excellent service standards with professional advice. Strongly recommended”.

Mr C of Northampton

“Received fantastic advice over and above our expectations. They took the time to understand our situation and provided the solutions which we did not fully appreciate until later. Very thorough and professional and we have recommended them on to our family”.

Mr & Mrs R of Towcester

“Having dealt with Colin and the investment team over many years through some pretty turbulent market conditions I can honestly state Mclay James have provided an outstanding service with high professional standards”.

Mr T of South Northamptonshire

“Just a quick note to thank you for your reassuring letter of 1st October 2011. It was kind and thoughtful of you to take the time to write. I feel fortunate to have you to advise me about ‘eggs in baskets’ ”.

Ms A of Hitchin

“My wife and I would like to register our sincere thanks to Mclay James Ltd and in particular Colin Reid, for the outstanding service and advice we have received. I cannot fully express in words my gratitude to Colin and the three companies for all their support and assistance. Without the monies received my wife and I would have been in financial difficulty. My wife has also received excellent advice and support from Colin and we would obviously recommend Mclay James”.

Mr & Mrs C of Peterborough