01327 350 314
enquiries@mclayjames.co.uk

24 Brackley Road, Towcester, NN12 6DJ

Investments & Savings

Mclay James have been advising clients on their Investments and Savings over many years and have built a strong reputation for supporting clients in enhancing their wealth.

Whether the investment is for Tax Planning, School Fees Planning, Income or simply to provide potential growth, Mclay James as professional advisers will utilise all the available relevant investment opportunities to maximise performance.

The financial planning approach adopted by Mclay James ensures suitability of the advice which leads to the best possible outcome for clients...read more

Pensions

Paying into your pension may not be top of your to-do list, but delaying your retirement planning could impact the potential growth of your pension plus you could be passing up the opportunity for valuable tax relief.

Preparing for retirement doesn’t start in the days and weeks before you stop work.

With professional advice and regular reviews we can help you keep your retirement plans on track.

At Mclay James...read more

Tax Trusts & IHT Planning

“In this World nothing can be said to be certain, except death and tax’s” Benjamin Franklin in 1789

With greater wealth comes larger taxes and the subsequent consequences of this.

At Mclay James we understand that you may feel confused and overwhelmed by the sheer number of Taxes and Trusts around and how you can best manage or mitigate their effect on you and your family.  We can, with our expertise and in conjunction with other professionals...read more

Protection

It is important to provide for people who financially depend on you and protection is the best way to do this

The main types of protection are;

Level Term Assurance Pays out a tax-free lump sum upon death within the policy term and cover can be extended to include critical illness cover and terminal illness cover.

Decreasing Term Assurance – sometimes...read more

Long Term Care

Long Term Care insurance provides the financial support you need either yourself or for a loved one who is suffering from an illness or find themselves unable to perform everyday tasks due to frailty or disability.

Benefits can be paid tax-free, if paid to a registered care provider and taxed if paid direct to the plan holder.  They can also be arranged to keep pace with the rising cost of care.

Government benefits may not be enough to pay for the full cost of long...read more

Latest FTSE

Company Price Change
ANGLO AMERICAN 1323.2 -4.14
ASSOCIAT BRIT FOODS 3207.61 3.25
ADMIRAL GROUP 1804.23 5.39
ABERDEEN ASSET MGMT 316.33 0
AGGREKO 900.46 8.96
AMEC #N/A #N/A
ANTOFAGASTA 941.18 19.18
ARM HOLDINGS 0 #N/A
ASHMORE GRP 344.17 -0.04
AVIVA 504.25 -0.7
ASTRAZENECA 4885.78 98.3
BAE SYSTEMS 629.72 0.81
BARCLAYS 190.36 -0.04
BRIT AMER TOBACCO 4608.1 43.1
BG GROUP 0 #N/A
BRIT LAND CO REIT 598.98 3.03
BHP BILLITON 1344.62 0.62
BUNZL 2203.54 3.74
BP 467.15 3.7
BURBERRY GROUP 1774.07 13.23
B SKY B GROUP #N/A #N/A
BT GROUP 281.93 -0.62
CARNIVAL 4754.83 4.26
CENTRICA 186.52 -0.78
COMPASS GROUP 1590.14 19.14
CAPITA 566.73 -2.77
CRODA INTL PLC 3755.62 -5.18
CRH PLC 2717.47 -1.53
CAP SHOP CENTRES #N/A #N/A
DIAGEO 2431.75 13.25
MAN GROUP 166.07 0.18
EURASIAN NATURAL 0 #N/A
EVRAZ 290.61 -4.49
EXPERIAN 1492.43 11.43
FRESNILLO 1428.96 18.96
G4S 273.34 1.24
GKN 344.68 0.6
GLENCORE INTL 347.15 0.77
GLAXOSMITHKLINE 1466.28 -1.72
HARGREAVES LANS 1441.89 21.06
HAMMERSON REIT 539.75 1.75
HSBC HLDG 723.43 1.83
INTL. CONS. AIR GRP 589.69 3.69
ICAP 0 #N/A
INTERCONT HOTELS 3785.59 55.64
IMI PLC 1127.23 -17.77
IMPERIAL TOBACCO #N/A #N/A
INTERNATIONAL POWER 417.7 #N/A
INTERTEK GROUP 4883.7 36.7
ITV 167.44 4.73
JOHNSON MATTHEY PLC 3492 137.09
KAZAKHMYS 726.5 5.5
KINGFISHER 300.55 0.41
LAND SEC R.E.I.T. 962.28 -0.52
LEGAL & GENERAL 257.57 -0.8
LLOYDS BANKING GRP 66.98 -0.46
MEGGITT 509.23 2.23
MARKS & SPENCER 343.53 -0.76
MORRISON SUPERMKTS 234.78 0.15
NATIONAL GRID 944.17 -3.64
NEXT 5099.79 24.89
OLD MUTUAL 195.19 2.09
PETROFAC 429.29 0.39
POLYMETAL INTL 826.4 23.84
PRUDENTIAL 1758.07 -15.68
PEARSON 575.07 4.11
RECKITT BENCK GRP 6785.32 81.32
ROYAL BK SCOTL GR 262.11 1.65
ROYAL DUTCH SHELL-B 2238.71 24.14
REED ELSEVIER PLC 1619.79 -2.14
REXAM 0 #N/A
RIO TINTO 3506.17 40.67
ROLLS-ROYCE HLDGS 891.3 5.3
RANDGOLD RESOURCES 7352.8 52.8
RSA INSUR GRP 618.57 -0.43
RESOLUTION NPV #N/A #N/A
SABMILLER 0 #N/A
SAINSBURY 233.02 -1.28
SCHRODERS 3275.96 10.77
SCHRODERS NVTG 2381.89 0.79
SAGE GRP 709.26 5.03
SHIRE 3827.24 34.87
STANDARD LIFE #N/A #N/A
SMITHS GROUP 1522.9 -82.54
SMITH & NEPHEW 1314.13 1.13
SERCO GROUP 113.89 -0.27
SSE 1409.47 -0.4
STANDARD CHARTERED 727.58 -8.02
SEVERN TRENT 2171.35 2.55
TATE & LYLE 634.27 3.77
TULLOW OIL 177 6.1
TESCO PLC 182.97 -0.61
UNILEVER 4266.78 -22.31
UNITED UTILITIES GR 858.59 -4.41
VEDANTA RESOURCES 813.87 -12.58
VODAFONE GRP 208.16 -0.2
WEIR GROUP 1800.01 -17.69
WOLSELEY #N/A #N/A
WPP 1406.47 19.55
WHITBREAD 3687.12 45.12
XSTRATA 0 #N/A

Latest GBP Exchange Rates

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0.740960.8365041.25430464.789001111.95804

When you engage Mclay James, its as easy as...

1

Listen & understand

Whatever your financial objectives, independent advice can help you make the most of your money

2

Research the options

Pensions, investment and protection markets are complex, but with professional advice you can develop strategies which precisely meet your requirements

3

Plans into action

Providing impartial advice on the broadest range of products and services, whether it’s insurance, investments, savings, pensions, trusts or critical illness

Download our PDF documents

Please feel free to download the below PDF information documents.

Smart Money Sept - Oct 2017

Smart Money Sept – Oct 2017

Download this free pdf document here

Guide to Estate Preservation 2017

Guide to Estate Preservation 2017

Download this free pdf document here

Guide to the New Inheritance Tax rules 2017

Guide to the New Inheritance Tax rules 2017

Download this free pdf document here

Smart Money March-April 2017

Smart Money March-April 2017

Download this free pdf document here

A Guide to Tax Planning for year end 2016-17

A Guide to Tax Planning for year end 2016-17

Download this free pdf document here

a-guide-to-professional-advice-november-2016

a-guide-to-professional-advice-november-2016

Download this free pdf document here

a-guide-to-investment-matters-november-2016

a-guide-to-investment-matters-november-2016

Download this free pdf document here

a-guide-to-wealth-management-november-2016

a-guide-to-wealth-management-november-2016

Download this free pdf document here

What our clients say

“Very many thanks for all you do for us – above and beyond the call of duty!”

Mr & Mrs S of Brackley

“Thank you. A comprehensive and efficient service”.

Mr A of Silverstone

“Mclay James have proven to be as good as their word in providing excellent service standards with professional advice. Strongly recommended”.

Mr C of Northampton

“Received fantastic advice over and above our expectations. They took the time to understand our situation and provided the solutions which we did not fully appreciate until later. Very thorough and professional and we have recommended them on to our family”.

Mr & Mrs R of Towcester

“Having dealt with Colin and the investment team over many years through some pretty turbulent market conditions I can honestly state Mclay James have provided an outstanding service with high professional standards”.

Mr T of South Northamptonshire

“Just a quick note to thank you for your reassuring letter of 1st October 2011. It was kind and thoughtful of you to take the time to write. I feel fortunate to have you to advise me about ‘eggs in baskets’ ”.

Ms A of Hitchin

“My wife and I would like to register our sincere thanks to Mclay James Ltd and in particular Colin Reid, for the outstanding service and advice we have received. I cannot fully express in words my gratitude to Colin and the three companies for all their support and assistance. Without the monies received my wife and I would have been in financial difficulty. My wife has also received excellent advice and support from Colin and we would obviously recommend Mclay James”.

Mr & Mrs C of Peterborough