01327 350 314
enquiries@mclayjames.co.uk

24 Brackley Road, Towcester, NN12 6DJ

Investments & Savings

Mclay James have been advising clients on their Investments and Savings over many years and have built a strong reputation for supporting clients in enhancing their wealth.

Whether the investment is for Tax Planning, School Fees Planning, Income or simply to provide potential growth, Mclay James as professional advisers will utilise all the available relevant investment opportunities to maximise performance.

The financial planning approach adopted by Mclay James ensures suitability of the advice which leads to the best possible outcome for clients...read more

Pensions

Paying into your pension may not be top of your to-do list, but delaying your retirement planning could impact the potential growth of your pension plus you could be passing up the opportunity for valuable tax relief.

Preparing for retirement doesn’t start in the days and weeks before you stop work.

With professional advice and regular reviews we can help you keep your retirement plans on track.

At Mclay James...read more

Tax Trusts & IHT Planning

“In this World nothing can be said to be certain, except death and tax’s” Benjamin Franklin in 1789

With greater wealth comes larger taxes and the subsequent consequences of this.

At Mclay James we understand that you may feel confused and overwhelmed by the sheer number of Taxes and Trusts around and how you can best manage or mitigate their effect on you and your family.  We can, with our expertise and in conjunction with other professionals...read more

Protection

It is important to provide for people who financially depend on you and protection is the best way to do this

The main types of protection are;

Level Term Assurance Pays out a tax-free lump sum upon death within the policy term and cover can be extended to include critical illness cover and terminal illness cover.

Decreasing Term Assurance – sometimes...read more

Long Term Care

Long Term Care insurance provides the financial support you need either yourself or for a loved one who is suffering from an illness or find themselves unable to perform everyday tasks due to frailty or disability.

Benefits can be paid tax-free, if paid to a registered care provider and taxed if paid direct to the plan holder.  They can also be arranged to keep pace with the rising cost of care.

Government benefits may not be enough to pay for the full cost of long...read more

Latest FTSE

Company Price Change
ANGLO AMERICAN 1050.01 -7.49
ASSOCIAT BRIT FOODS 2959.2 -9.8
ADMIRAL GROUP 2012.58 -3.42
ABERDEEN ASSET MGMT 292.34 -3.06
AGGREKO 870.75 -1.25
AMEC #N/A #N/A
ANTOFAGASTA 824.77 -0.73
ARM HOLDINGS 0 #N/A
ASHMORE GRP 351.78 -2.52
AVIVA 527.62 -3.38
ASTRAZENECA 5239.16 30.16
BAE SYSTEMS 665.64 9.64
BARCLAYS 211.44 -2.61
BRIT AMER TOBACCO 5587.69 92.69
BG GROUP 0 #N/A
BRIT LAND CO REIT 633.05 2.05
BHP BILLITON 1207.44 -2.06
BUNZL 2441.5 1.5
BP 474.58 1.48
BURBERRY GROUP 1778.9 5.9
B SKY B GROUP #N/A #N/A
BT GROUP 313.63 0.23
CARNIVAL 4921.93 45.93
CENTRICA 203.73 -1.97
COMPASS GROUP 1642.47 22.47
CAPITA 569.23 23.23
CRODA INTL PLC 3965.5 24.5
CRH PLC 2759.26 -14.74
CAP SHOP CENTRES #N/A #N/A
DIAGEO 2338.99 14.49
MAN GROUP 156.57 -0.43
EURASIAN NATURAL 0 #N/A
EVRAZ 196.79 -2.21
EXPERIAN 1640.7 -5.3
FRESNILLO 1582.17 6.17
G4S 327.4 0.1
GKN 353.05 3.65
GLENCORE INTL 290.38 -1.02
GLAXOSMITHKLINE 1644.59 26.59
HARGREAVES LANS 1392.32 -12.68
HAMMERSON REIT 580.63 0.63
HSBC HLDG 674.99 5.99
INTL. CONS. AIR GRP 613.45 -2.55
ICAP 0 #N/A
INTERCONT HOTELS 4353.57 1.57
IMI PLC 1241.27 3.27
IMPERIAL TOBACCO #N/A #N/A
INTERNATIONAL POWER 417.7 #N/A
INTERTEK GROUP 4291.8 -22.2
ITV 200.11 1.11
JOHNSON MATTHEY PLC 3171.15 76.15
KAZAKHMYS 504.4 7.6
KINGFISHER 329.36 -1.64
LAND SEC R.E.I.T. 1073.71 2.71
LEGAL & GENERAL 250.59 -1.51
LLOYDS BANKING GRP 71.95 -1.15
MEGGITT 501.99 9.79
MARKS & SPENCER 387.83 -1.47
MORRISON SUPERMKTS 247.35 1.95
NATIONAL GRID 1091.03 6.53
NEXT 4379.55 -22.45
OLD MUTUAL 194.34 -0.86
PETROFAC 395.29 -35.51
POLYMETAL INTL 1036.43 3.43
PRUDENTIAL 1747.8 5.3
PEARSON 696.21 6.21
RECKITT BENCK GRP 7822.8 25.8
ROYAL BK SCOTL GR 261.27 -4.73
ROYAL DUTCH SHELL-B 2166.52 5.52
REED ELSEVIER PLC 1652.88 16.88
REXAM 0 #N/A
RIO TINTO 3196.6 31.1
ROLLS-ROYCE HLDGS 872.43 20.93
RANDGOLD RESOURCES 7232.92 137.92
RSA INSUR GRP 619.27 -2.23
RESOLUTION NPV #N/A #N/A
SABMILLER 0 #N/A
SAINSBURY 280.94 2.34
SCHRODERS 3159.6 -9.4
SCHRODERS NVTG 2345 -6
SAGE GRP 712.06 -1.94
SHIRE 4657.09 -80.91
STANDARD LIFE 385.26 -3.44
SMITHS GROUP 1581.57 1.57
SMITH & NEPHEW 1349.91 7.91
SERCO GROUP 119.08 -1.02
SSE 1527.16 -8.84
STANDARD CHARTERED 733.52 5.52
SEVERN TRENT 2531.86 -12.14
TATE & LYLE 729.83 -19.17
TULLOW OIL 200 -5.2
TESCO PLC 186.9 0.15
UNILEVER 4299.97 30.47
UNITED UTILITIES GR 1035.75 -18.25
VEDANTA RESOURCES 647.96 8.96
VODAFONE GRP 230.02 1.92
WEIR GROUP 1850.06 -20.94
WOLSELEY 4966.17 54.17
WPP 1737.48 26.48
WHITBREAD 4250.99 2.99
XSTRATA 0 #N/A

Latest GBP Exchange Rates

USD EURO AUD INR JPY
0.781190.8942041.34060464.449997111.309998

When you engage Mclay James, its as easy as...

1

Listen & understand

Whatever your financial objectives, independent advice can help you make the most of your money

2

Research the options

Pensions, investment and protection markets are complex, but with professional advice you can develop strategies which precisely meet your requirements

3

Plans into action

Providing impartial advice on the broadest range of products and services, whether it’s insurance, investments, savings, pensions, trusts or critical illness

Download our PDF documents

Please feel free to download the below PDF information documents.

Guide to Estate Preservation 2017

Guide to Estate Preservation 2017

Download this free pdf document here

Guide to the New Inheritance Tax rules 2017

Guide to the New Inheritance Tax rules 2017

Download this free pdf document here

Smart Money March-April 2017

Smart Money March-April 2017

Download this free pdf document here

A Guide to Tax Planning for year end 2016-17

A Guide to Tax Planning for year end 2016-17

Download this free pdf document here

a-guide-to-professional-advice-november-2016

a-guide-to-professional-advice-november-2016

Download this free pdf document here

a-guide-to-investment-matters-november-2016

a-guide-to-investment-matters-november-2016

Download this free pdf document here

a-guide-to-wealth-management-november-2016

a-guide-to-wealth-management-november-2016

Download this free pdf document here

Smart Money Jan-Feb 2017

Smart Money Jan-Feb 2017

Download this free pdf document here

What our clients say

“Very many thanks for all you do for us – above and beyond the call of duty!”

Mr & Mrs S of Brackley

“Thank you. A comprehensive and efficient service”.

Mr A of Silverstone

“Mclay James have proven to be as good as their word in providing excellent service standards with professional advice. Strongly recommended”.

Mr C of Northampton

“Received fantastic advice over and above our expectations. They took the time to understand our situation and provided the solutions which we did not fully appreciate until later. Very thorough and professional and we have recommended them on to our family”.

Mr & Mrs R of Towcester

“Having dealt with Colin and the investment team over many years through some pretty turbulent market conditions I can honestly state Mclay James have provided an outstanding service with high professional standards”.

Mr T of South Northamptonshire

“Just a quick note to thank you for your reassuring letter of 1st October 2011. It was kind and thoughtful of you to take the time to write. I feel fortunate to have you to advise me about ‘eggs in baskets’ ”.

Ms A of Hitchin

“My wife and I would like to register our sincere thanks to Mclay James Ltd and in particular Colin Reid, for the outstanding service and advice we have received. I cannot fully express in words my gratitude to Colin and the three companies for all their support and assistance. Without the monies received my wife and I would have been in financial difficulty. My wife has also received excellent advice and support from Colin and we would obviously recommend Mclay James”.

Mr & Mrs C of Peterborough